What is the annual fee for the U.S Bank Business Leverage?

The U.S Bank Business Leverage has an annual fee of $95 per year.

What is the best category to use the U.S Bank Business Leverage for?

The U.S Bank Business Leverage earns 5x on U.S. Bank Travel Center, making it the strongest earning category for this card.

What is the U.S Bank Business Leverage welcome bonus in 2026?

The U.S Bank Business Leverage currently offers a welcome bonus of $750 statement credit after spending $7,500 in the first 4 months.

Does the U.S Bank Business Leverage charge foreign transaction fees?

Yes, the U.S Bank Business Leverage charges a 3% foreign transaction fee on purchases made outside the United States.

U.S. Bank FlexPerks Visa

U.S Bank Business Leverage

Issued by U.S. Bank

$95

Annual Fee

Base Rate

U.S. Bank Travel Center

$750

Welcome Bonus

Track U.S Bank Business Leverage Free View on Issuer Site

Earning Categories

Top 2 Spending Categories (Automatic)

U.S. Bank Travel Center

All Other Purchases

Current Welcome Bonus

$750 statement credit

Est. value: $750

Spend $7,500

Within 4 months

$750 cash bonus after $7,500 spend within 120 days. 2% back on top 2 categories.

Year 1 net value: +$655 (bonus − annual fee)

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Maximize Your U.S. Bank FlexPerks Points

Program Overview

U.S. Bank FlexPerks is a points-based rewards program earned on U.S. Bank FlexPerks credit cards. Unlike straightforward cashback, FlexPoints have variable value depending on how they're redeemed — they're worth the most when redeemed for airfare (up to 1.5¢/point), and significantly less for other redemptions. FlexPoints do not transfer to airline or hotel programs. Best for: occasional travelers who book through the U.S. Bank rewards portal and want a mid-tier points value without the complexity of transfer partner optimization.

Earning Tips

U.S. Bank FlexPerks Travel Rewards: - 2x on whichever category you spend the most in each billing cycle (gas/groceries/airlines — whichever is highest) - 1x everything else FlexPerks Gold American Express: - 3x on airlines - 2x on gas and groceries - 1x everything else Tips: - The automatic 2x on your highest-spend category makes the Travel Rewards card useful for diverse spenders - Earning is straightforward but the real consideration is redemption value through the FlexPerks portal

Redemption Tips

FlexPoint redemption values: - Airfare via portal: up to 1.5¢/point (best value) - Hotels via portal: ~0.75¢/point - Car rentals: ~0.75¢/point - Statement credit: 1¢/point - Gift cards: varies, usually below 1¢/point Maximize by booking airfare through the U.S. Bank FlexPerks travel portal. Points are applied in denominations that correspond to ticket price ranges, so a $450 ticket uses the same points as a $400 ticket within the same tier. Avoid non-travel redemptions — they offer half the value of airfare redemptions.