U.S. Bank FlexPerks VisaU.S Bank Business Leverage
Issued by U.S. Bank
Reviewed by the CardCurator Editorial Team
Before you apply
Use this quick check so you click out only when the offer and fee structure really fit.
- Best fit: strongest ongoing earning is 5x on U.S. Bank Travel Center.
- Bonus hurdle: spend $7,500 in 4 months.
- Annual fee: $95 charged each year.
- Offer status: Offer is at or near the best public bonus we have tracked.
- Who should skip: anyone who will not recover the annual fee through ongoing spend, credits, or the welcome bonus.
- What happens next: you will leave CardCurator for the issuer or partner application page in a new tab.
Confirm current issuer terms and approval rules before you submit an application.
Earning Categories
Current Welcome Bonus
$750 cash bonus after $7,500 spend within 120 days. 2% back on top 2 categories.
Year 1 net value: +$655 (bonus − annual fee)
Maximize Your U.S. Bank FlexPerks Points
Expert tips to get the most value from this program
Program Overview
U.S. Bank FlexPerks is a points-based rewards program earned on U.S. Bank FlexPerks credit cards. Unlike straightforward cashback, FlexPoints have variable value depending on how they're redeemed — they're worth the most when redeemed for airfare (up to 1.5¢/point), and significantly less for other redemptions. FlexPoints do not transfer to airline or hotel programs. Best for: occasional travelers who book through the U.S. Bank rewards portal and want a mid-tier points value without the complexity of transfer partner optimization.
Earning Tips
U.S. Bank FlexPerks Travel Rewards: - 2x on whichever category you spend the most in each billing cycle (gas/groceries/airlines — whichever is highest) - 1x everything else FlexPerks Gold American Express: - 3x on airlines - 2x on gas and groceries - 1x everything else Tips: - The automatic 2x on your highest-spend category makes the Travel Rewards card useful for diverse spenders - Earning is straightforward but the real consideration is redemption value through the FlexPerks portal
Redemption Tips
FlexPoint redemption values: - Airfare via portal: up to 1.5¢/point (best value) - Hotels via portal: ~0.75¢/point - Car rentals: ~0.75¢/point - Statement credit: 1¢/point - Gift cards: varies, usually below 1¢/point Maximize by booking airfare through the U.S. Bank FlexPerks travel portal. Points are applied in denominations that correspond to ticket price ranges, so a $450 ticket uses the same points as a $400 ticket within the same tier. Avoid non-travel redemptions — they offer half the value of airfare redemptions.
U.S. Bank FlexPerks Program
Compare This Card
See how the U.S Bank Business Leverage stacks up against other cards side by side — fees, bonuses, earn rates, and more.
Approval Insights
Recent community application data for this card. Issuers make the final decision, but this gives you a public read on how similar applicants have been doing lately.
How to use this
- Use the approval summary as a signal, not a guarantee.
- Combine it with issuer rules like 5/24, Amex lifetime language, and velocity limits.
- Open the full approval page to see recent datapoints, profile bands, and notes.
Most card pages stop at a generic credit-score range. CardCurator layers real community submissions on top of card detail, rewards value, and application strategy.
Frequently Asked Questions
- What is the annual fee for the U.S Bank Business Leverage?
- The U.S Bank Business Leverage has an annual fee of $95 per year.
- What is the best category to use the U.S Bank Business Leverage for?
- The U.S Bank Business Leverage earns 5x on U.S. Bank Travel Center, making it the strongest earning category for this card.
- What is the U.S Bank Business Leverage welcome bonus in 2026?
- The U.S Bank Business Leverage currently offers a welcome bonus of $750 statement credit after spending $7,500 in the first 4 months.
- Does the U.S Bank Business Leverage charge foreign transaction fees?
- Yes, the U.S Bank Business Leverage charges a 3% foreign transaction fee on purchases made outside the United States.
- How much are U.S. Bank FlexPerks points worth?
- U.S. Bank FlexPerks points are worth approximately 1.50¢ per point on average, with premium redemptions reaching up to 2.00¢ per point. Values based on industry estimates including The Points Guy and NerdWallet.
Still comparing business cards?
Browse partner business cards if you want higher spend capacity, business-focused categories, or perks better suited to company expenses.
What to check before you leave
- Make sure the spend requirement fits your normal business cash flow.
- Check whether travel, advertising, or office categories match your expenses.
- Confirm the annual fee and issuer approval rules before you apply.
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