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CardCurator — Rewards Intelligence
Shopping

Best Credit Card for Sam's Club

Compare the top credit cards to maximize your rewards every time you shop at Sam's Club.

Choosing the right card for this category can meaningfully boost your overall rewards return on everyday spending.

Top Pick

Best Pick
Bilt Obsidian Card card art
Bilt Rewards

Bilt Obsidian Card

3x
points per dollar
6.0%
effective return
$95/yr
annual fee
$200
signup bonus

3x on Groceries

Apply Now More Info

More Good Options

  • Aeroplan Card card art
    Air Canada Aeroplan
    Aeroplan Card
    3x
    pts/dollar
    4.7%
    return

    3x on purchases made directly with Air Canada, dining at restaurants, including takeout and eligible delivery services, grocery stores

    Learn more →
  • HSBC Premier credit card card art
    HSBC Rewards
    HSBC Premier credit card
    3x
    pts/dollar
    3.8%
    return

    3x on Groceries

    Learn more →
  • Hilton Honors Surpass card art
    Hilton Honors
    Hilton Honors Surpass
    6x
    pts/dollar
    3.6%
    return

    6x on Groceries At U.S. supermarkets

    Learn more →
  • U.S. BANK ALTITUDE GO card art
    U.S. Bank FlexPerks
    U.S. BANK ALTITUDE GO
    2x
    pts/dollar
    2.0%
    return

    2x on Groceries

    Learn more →
Compare these 3 cards side by side

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Common Questions

What is the best credit card to use at Sam's Club?

The Bilt Obsidian Card is currently the top pick at Sam's Club, earning 3x points per dollar — an effective 6.0% return. 3x on Groceries

How many points do I earn at Sam's Club per dollar spent?

Top cards earn between 2x and 6x at Sam's Club. Leading options include: Bilt Obsidian Card (3x), Aeroplan Card (3x), HSBC Premier credit card (3x).

Does Sam's Club count as shopping for credit card rewards?

Sam's Club typically falls under the Shopping category for credit card reward purposes. Cards with a shopping spending bonus will earn an elevated rate here. Choosing the right card for this category can meaningfully boost your overall rewards return on everyday spending.

Is there a no-annual-fee card that earns well at Sam's Club?

Yes — the U.S. BANK ALTITUDE GO has no annual fee and earns 2x at Sam's Club (2.0% effective return). 2x on Groceries

Also earning in Shopping