Best Credit Card for Costco Wholesale
Compare the top credit cards to maximize your rewards every time you shop at Costco Wholesale.
Choosing the right card for this category can meaningfully boost your overall rewards return on everyday spending.
Top Pick
More Good Options
Target CircleTarget Circle Credit Card5xpts/dollar5.0%return5x base rate (no bonus for Costco)
Bilt RewardsBilt Palladium Card2xpts/dollar4.0%return2x base rate (no bonus for Costco)
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American Express Membership RewardsBlue Business Plus Credit Card from American Express2xpts/dollar4.0%return2x base rate (no bonus for Costco)
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Capital OneCapital One Venture Rewards2xpts/dollar3.7%return2x base rate (no bonus for Costco)
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Rewards Calculator
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Common Questions
What is the best credit card to use at Costco Wholesale?
The Costco Anywhere Visa Business Card is currently the top pick at Costco Wholesale, earning 5x points per dollar — an effective 5.0% return. 5x on gas at Costco
How many points do I earn at Costco Wholesale per dollar spent?
Top cards earn between 2x and 5x at Costco Wholesale. Leading options include: Costco Anywhere Visa Business Card (5x), Target Circle Credit Card (5x), Bilt Palladium Card (2x).
Does Costco Wholesale count as costco for credit card rewards?
Costco Wholesale typically falls under the Costco category for credit card reward purposes. Cards with a costco spending bonus will earn an elevated rate here. Choosing the right card for this category can meaningfully boost your overall rewards return on everyday spending.
Is there a no-annual-fee card that earns well at Costco Wholesale?
Yes — the Costco Anywhere Visa Business Card has no annual fee and earns 5x at Costco Wholesale (5.0% effective return). 5x on gas at Costco