Best Credit Card for CardRates.com
Compare the top credit cards to maximize your rewards every time you shop at CardRates.com.
Choosing the right card for this category can meaningfully boost your overall rewards return on everyday spending.
Top Pick
More Good Options
Upgrade Cash RewardsUpgrade Triple Cash Rewards Visa3xpts/dollar3.0%return3x on Auto
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Delta SkyMilesDelta SkyMiles Gold Business Card2xpts/dollar2.4%return2x on Advertising
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Bilt RewardsBilt Palladium Card2xpts/dollar4.0%return2x base rate (no bonus for Other)
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Rewards Calculator
Enter a monthly spend amount above to see estimated annual rewards per card.
Common Questions
What is the best credit card to use at CardRates.com?
The Apple Card is currently the top pick at CardRates.com, earning 3x points per dollar — an effective 3.0% return. 3x on ChargePoint (Apple Pay)
How many points do I earn at CardRates.com per dollar spent?
Top cards earn between 1x and 3x at CardRates.com. Leading options include: Apple Card (3x), Upgrade Triple Cash Rewards Visa (3x), Delta SkyMiles Gold Business Card (2x).
Does CardRates.com count as other for credit card rewards?
CardRates.com typically falls under the Other category for credit card reward purposes. Cards with a other spending bonus will earn an elevated rate here. Choosing the right card for this category can meaningfully boost your overall rewards return on everyday spending.
Is there a no-annual-fee card that earns well at CardRates.com?
Yes — the Apple Card has no annual fee and earns 3x at CardRates.com (3.0% effective return). 3x on ChargePoint (Apple Pay)