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CardCurator — Rewards Intelligence
Travel Agencies

Best Credit Card for Amtrak

Compare the top credit cards to maximize your rewards every time you shop at Amtrak.

Travel purchases frequently qualify for elevated earn rates and may unlock valuable perks like trip cancellation insurance or lounge access.

Top Pick

Best Pick
Capital One Venture X Rewards card art
Capital One

Capital One Venture X Rewards

10x
points per dollar
18.5%
effective return
$395/yr
annual fee
100,000 pts
signup bonus
spend $10,000 in 6mo

10x on Hotels (Capital One Travel)

Apply Now More Info

More Good Options

  • Citi Strata Elite card art
    Citi ThankYou Points
    Citi Strata Elite
    12x
    pts/dollar
    18.0%
    return

    12x on Hotels (Citi Travel)

    Learn more →
  • Chase Sapphire Reserve card art
    Chase Ultimate Rewards
    Chase Sapphire Reserve
    8x
    pts/dollar
    16.0%
    return

    8x on Chase Travel

    Learn more →
  • The Platinum Card from American Express card art
    American Express Membership Rewards
    The Platinum Card from American Express
    5x
    pts/dollar
    10.0%
    return

    5x on Prepaid Hotels (Amex Travel)

    Learn more →
  • U.S. BANK CASH+ card art
    U.S. Bank Cash Rewards
    U.S. BANK CASH+
    5x
    pts/dollar
    5.0%
    return

    5x on Travel Center

    Learn more →
Compare these 3 cards side by side

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Common Questions

What is the best credit card to use at Amtrak?

The Capital One Venture X Rewards is currently the top pick at Amtrak, earning 10x points per dollar — an effective 18.5% return. 10x on Hotels (Capital One Travel)

How many points do I earn at Amtrak per dollar spent?

Top cards earn between 5x and 12x at Amtrak. Leading options include: Capital One Venture X Rewards (10x), Citi Strata Elite (12x), Chase Sapphire Reserve (8x).

Does Amtrak count as travel agencies for credit card rewards?

Amtrak typically falls under the Travel Agencies category for credit card reward purposes. Cards with a travel agencies spending bonus will earn an elevated rate here. Travel purchases frequently qualify for elevated earn rates and may unlock valuable perks like trip cancellation insurance or lounge access.

Is there a no-annual-fee card that earns well at Amtrak?

Yes — the U.S. BANK CASH+ has no annual fee and earns 5x at Amtrak (5.0% effective return). 5x on Travel Center

Also earning in Travel Agencies