{"success":true,"merchant":{"name":"Amtrak","slug":"amtrak","category":"Travel Agencies","standardCategory":"Travel Agencies","confidence":"MEDIUM","source":"cache","lookupMessage":null},"summary":{"merchantName":"Amtrak","merchantSlug":"amtrak","category":"Travel Agencies","updatedAt":"2026-08-05T13:41:34.512Z","generatedAt":"2026-08-05T13:41:34.512Z","lastVerifiedAt":null,"entityType":"merchant_best_card","entityName":"Amtrak","pageUrl":"https://cardcurator.ai/merchant/amtrak","canonicalUrl":"https://cardcurator.ai/merchant/amtrak","jsonUrl":"https://cardcurator.ai/api/public/merchant/amtrak/summary","methodologyUrl":"https://cardcurator.ai/how-we-rank-cards","dataSourcesUrl":"https://cardcurator.ai/data-sources","sourceUrls":["https://cardcurator.ai/merchant/amtrak","https://cardcurator.ai/api/public/merchant/amtrak/summary","https://cardcurator.ai/how-we-rank-cards","https://cardcurator.ai/data-sources"],"dataVersion":"public-citation-v1","shareTitle":"Best credit card for Amtrak","shareText":"At Amtrak, Marriott Bonvoy Brilliant is currently our top overall pick at 21x, which works out to about 18.9% back based on CardCurator's current point valuations. 21x on hotels participating in Marriott Bonvoy. On $500/month of spend, the top card is worth about $1134/year before signup bonuses or statement credits. Summary generated August 5, 2026. Source: https://cardcurator.ai/merchant/amtrak","evidenceBullets":["Marriott Bonvoy Brilliant: 21x and 18.9% effective return.","At $500/month, that's about $1134/year in rewards value before bonuses.","No separate no-annual-fee fallback currently ranks near the top.","Methodology uses live earn rates, annual fees, and current point valuations."],"bestCard":{"name":"Marriott Bonvoy Brilliant","slug":"marriott-bonvoy-brilliant","programName":"Marriott Bonvoy","annualFee":650,"earnRate":21,"effectiveReturnRate":18.900000000000002,"explanation":"21x on hotels participating in Marriott Bonvoy"},"noFeeCard":null,"alternatives":[{"name":"Wyndham Rewards Earner Premier Card","slug":"wyndham-rewards-earner-premier-card","earnRate":8,"effectiveReturnRate":8.8,"annualFee":395},{"name":"Hilton Honors Aspire","slug":"hilton-honors-aspire","earnRate":14,"effectiveReturnRate":8.4,"annualFee":550},{"name":"Amtrak Guest Rewards Preferred Mastercard","slug":"amtrak-guest-rewards-preferred-mastercard","earnRate":3,"effectiveReturnRate":7.800000000000001,"annualFee":99}]}}