Best U.S. Bank Credit Cards (2026)
U.S. Bank offers versatile rewards across its Altitude and Cash+ lineup. The Cash+ Visa Signature lets you choose your 5% categories, while the Altitude Reserve earns on mobile wallet and travel.
Cash+ earns 5% on two categories you choose each quarter
Altitude Reserve earns 3x on mobile wallet purchases
Real-time rewards redemption available on some cards
Top Pick
U.S. Bank Business Altitude Power
Spend $10,000 in 3 months
More U.S. Bank Cards
U.S. Bank FlexPerks
U.S. Bank Business Altitude Connect
60,000 points bonus · ~$900 value
U.S. Bank FlexPerks
U.S Bank Business Leverage
$750 statement credit · ~$750 value
U.S. Bank FlexPerks
U.S. Bank Altitude Connect Visa Signature
50,000 points bonus · ~$500 value
U.S. Bank FlexPerks
U.S. BANK ALTITUDE GO
20,000 points bonus · ~$200 value
U.S. Bank Cash Rewards
U.S. Bank Triple Cash Rewards Business
$750 statement credit · ~$8 value
U.S. Bank Cash Rewards
U.S. BANK SHOPPER CASH REWARDS
250 points bonus · ~$3 value
U.S. Bank Cash Rewards
U.S. BANK CASH+
200 points bonus · ~$2 value
Amazon Rewards
Amazon Business Prime Card
$200 statement credit
Not sure which U.S. Bank card is right for you?
Compare side by side →Frequently Asked Questions
What is the best U.S. Bank credit card?
The U.S. Bank Business Altitude Power is currently the top-rated U.S. Bank card, offering a $195/yr annual fee and a strong welcome offer for new cardholders.
Does U.S. Bank have a credit card with no annual fee?
Yes — the U.S. BANK ALTITUDE GO has no annual fee and earns 1x base rewards on purchases.
What credit score do you need for a U.S. Bank card?
Most U.S. Bank credit cards require good to excellent credit (typically 670+). Premium travel cards like the U.S. Bank Altitude Reserve Visa Infinite generally require a score of 720 or higher for the best approval odds.
What rewards do U.S. Bank credit cards earn?
Cash+ earns 5% on two categories you choose each quarter
Are U.S. Bank credit card points worth it?
U.S. Bank points and miles offer strong value, especially when redeemed for travel. Cash+ earns 5% on two categories you choose each quarter
How do I apply for a U.S. Bank credit card?
You can apply directly through https://www.usbank.com or by clicking the "Apply Now" buttons above. Most applications receive an instant decision online.
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