Best U.S. Bank Credit Cards (2026)
U.S. Bank offers versatile rewards across its Altitude and Cash+ lineup. The Cash+ Visa Signature lets you choose your 5% categories, while the Altitude Reserve earns on mobile wallet and travel.
Cash+ earns 5% on two categories you choose each quarter
Altitude Reserve earns 3x on mobile wallet purchases
Real-time rewards redemption available on some cards
Top Pick
U.S. Bank Business Altitude Connect
Spend $6,000 in 6 months
More U.S. Bank Cards
U.S. Bank FlexPerks
U.S Bank Business Leverage
$750 statement credit · ~$750 value
Last offer: 75,000 points bonus
Better than last offer
U.S. Bank FlexPerks
U.S. Bank Altitude Connect Visa Signature
50,000 points bonus · ~$500 value
New tracked offer
U.S. Bank FlexPerks
U.S. BANK ALTITUDE GO
20,000 points bonus · ~$200 value
New tracked offer
U.S. Bank Cash Rewards
U.S. Bank Triple Cash Rewards Business
$750 statement credit · ~$8 value
New tracked offer
U.S. Bank FlexPerks
U.S. Bank Altitude Reserve Visa Infinite
50,000 points bonus · ~$5 value
New tracked offer
U.S. Bank Cash Rewards
U.S. BANK SHOPPER CASH REWARDS
250 points bonus · ~$3 value
New tracked offer
U.S. Bank Cash Rewards
U.S. BANK CASH+
200 points bonus · ~$2 value
New tracked offer
Amazon Rewards
Amazon Business Card
$200 statement credit
Last offer: 10,000 points bonus
Better than last offer
Amazon Rewards
Amazon Business Prime Card
$200 statement credit
Last offer: 12,500 points bonus
Better than last offer
U.S. Bank FlexPerks
U.S. Bank Business Altitude Power
75,000 points bonus
Last offer: 75,000 points bonus
State Farm Cash Rewards
State Farm Business Cash Rewards Visa Signature Card
Korean Air SKYPASS
SKYPASS SkyBlue Visa Card
10,000 miles bonus
State Farm Cash Rewards
State Farm Premier Cash Rewards Visa Signature Card
Korean Air SKYPASS
SKYPASS Visa Signature Business Card
50,000 miles bonus
Korean Air SKYPASS
SKYPASS Select Visa Signature Card
60,000 miles bonus
Not sure which U.S. Bank card is right for you?
Compare side by side →Frequently Asked Questions
What is the best U.S. Bank credit card?
The U.S. Bank Business Altitude Connect is currently the top-rated U.S. Bank card, offering a $95/yr annual fee and a strong welcome offer for new cardholders.
Does U.S. Bank have a credit card with no annual fee?
Yes — the U.S. BANK ALTITUDE GO has no annual fee and earns 1x base rewards on purchases.
What credit score do you need for a U.S. Bank card?
Most U.S. Bank credit cards require good to excellent credit (typically 670+). Premium travel cards like the U.S. Bank Altitude Reserve Visa Infinite generally require a score of 720 or higher for the best approval odds.
What rewards do U.S. Bank credit cards earn?
Cash+ earns 5% on two categories you choose each quarter
Are U.S. Bank credit card points worth it?
U.S. Bank points and miles offer strong value, especially when redeemed for travel. Cash+ earns 5% on two categories you choose each quarter
How do I apply for a U.S. Bank credit card?
You can apply directly through https://www.usbank.com or by clicking the "Apply Now" buttons above. Most applications receive an instant decision online.
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