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Amazon Business Card
Amazon Rewards American Express

Amazon Business Card

Issued by American Express

$0
Annual Fee
1x
Base Rate
3x
U.S. Purchases at Amazon.com
10k
Welcome Bonus

Earning Categories

U.S. Purchases at Amazon.com
3x
U.S. Purchases at restaurants, gas stations and wireless phone services purchased directly from service providers
2x
All Other Purchases
1x

Current Welcome Bonus

10,000 points
Est. value: $100

Year 1 net value: +$100 (bonus โˆ’ annual fee)

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Maximize Your Amazon Rewards Points

Program Overview

Amazon Rewards is the cashback program for Amazon co-branded credit cards issued by Chase. Prime members earn 5% at Amazon.com, Amazon Fresh, Whole Foods Market, and Chase Travel; 2% at restaurants, gas stations, and local transit/commuting; 1% everywhere else. Non-Prime members earn at lower rates. The program earns cash back that can be applied toward Amazon purchases or redeemed as statement credits. Points do not transfer to airline or hotel programs. Best for: heavy Amazon and Whole Foods shoppers who are Prime members. The 5% back at Amazon and Whole Foods is one of the highest rates available at those merchants.

Earning Tips

Amazon Prime Rewards Visa (Prime required): - 5% at Amazon.com, Amazon Fresh, Whole Foods Market, and Chase Travel - 2% at restaurants, gas stations, and local transit/commuting - 1% everywhere else Amazon Visa (no Prime required): - 3% at Amazon.com, Amazon Fresh, and Whole Foods Market - 2% at restaurants, gas stations, and drugstores - 1% everywhere else Tips: - Must maintain Prime membership for the 5% earning rate - Stack with other high-earning cards for non-Amazon categories - 5% at Whole Foods makes this an excellent grocery card for Prime members who shop there

Redemption Tips

Cashback (1ยข/point equivalent): - Amazon.com purchases: apply at checkout - Statement credit: redeem anytime - Gift cards Best value: apply toward Amazon purchases for seamless checkout. Statement credit is equally valuable. No optimization needed.

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