Card Comparison
Prime Visa vs Walmart OnePay CashRewards Card
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
25,000 points
3,500 points
Spend $75 in 3 months
Top Earn Rates
- Amazon 5x
- Whole Foods Market 5x
- Amazon 5x
- Walmart with Walmart Plus 5x
- Walmart without Walmart Plus 3x
- All Other Purchases 1.5x
Reward Type
miles
miles
Key Credits
None
None
Transfer Partners
No transfer partners
No transfer partners
Common Questions: Prime Visa vs Walmart OnePay CashRewards Card
Is the Prime Visa or Walmart OnePay CashRewards Card better for dining?
Prime Visa earns 2x on dining; Walmart OnePay CashRewards Card has no dining bonus.
Which has the higher signup bonus in 2026?
Prime Visa currently offers 25,000 pts signup bonus. Walmart OnePay CashRewards Card offers 3,500 pts signup bonus (spend $75 in 3 months). Prime Visa has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Prime Visa and the Walmart OnePay CashRewards Card?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Prime Visa is from Chase and Walmart OnePay CashRewards Card is from Synchrony Bank, so they're governed by separate bank policies.