Hilton Honors Surpass vs Marriott Bonvoy Bevy American Express
Compare fees, current offers, and listed rewards. Add your preferences to see which card may fit better.
This decision depends on what you value most.
Hilton Honors Surpass and Marriott Bonvoy Bevy American Express tie on this headline comparison. Your spending, fees, and benefits you actually use should decide the better fit.
Use the short personalization step below to weigh fees, category spend, and your current wallet.
Neither card cleanly wins on the baseline facts, so your spending and benefits you will actually use should decide it.
This comparison has not assessed your spending or eligibility. Listed credits are potential benefits, not savings; earn-rate caps and redemption choices can change their value.
What leads on the listed facts
- Hilton Honors Surpass wins 2 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: Hilton Honors Surpass reaches 12x; Marriott Bonvoy Bevy American Express reaches 18.5x.
- Annual fee: Hilton Honors Surpass is $150/yr; Marriott Bonvoy Bevy American Express is $250/yr.
- Current public bonus values: Hilton Honors Surpass ~$1300; Marriott Bonvoy Bevy American Express ~$1400.
Headline comparison · not personalized
This comparison has not assessed your spending or eligibility. Listed credits are potential benefits, not savings; earn-rate caps and redemption choices can change their value.
Why you can trust this answer
CardCurator compares measurable card economics first, then uses deeper rewards intelligence from program data, transfer partners, award charts, and live bonuses when a decision depends on the ecosystem behind the card rather than the card headline alone.
Personalize this answer without sharing sensitive data
Start with a few signals that usually decide close matchups: rough monthly spend, your top category, annual-fee tolerance, and whether you already hold either card.
This step is meant to break close ties without asking for uploads, account creation, or exact spending data.
No clear leader
Assumptions: default assumptions
No personal inputs have been applied. Add your spending focus, fee preference, or current cards to explore how the comparison changes.
- hotels and resorts within the Hilton portfolio 12x
- Dining At U.S. restaurants, including takeout and delivery, 6x
- Groceries At U.S. supermarkets 6x
- hotels participating in Marriott Bonvoy 18.5x
- restaurants worldwide including takeout and delivery in the U.S. and U.S. Supermarkets 4x
- All Other Purchases 2x
- Hilton Credit $50
- Marriott Dining Credit $25
- Hilton Honors Gold Status
- Gold Elite Status
- Free Night AwardAfter $15,000 spend
- United MileagePlus
- United MileagePlus
Quick summary
A short version of the comparison with the main differences at a glance.
Hilton Honors Surpass and Marriott Bonvoy Bevy American Express tie on this headline comparison. Your spending, fees, and benefits you actually use should decide the better fit. On raw upside, Hilton Honors Surpass tops out at 12x versus 18.5x for Marriott Bonvoy Bevy American Express. Current signup bonus values are roughly $1300 for Hilton Honors Surpass and $1400 for Marriott Bonvoy Bevy American Express. Summary generated October 13, 2026. Source: https://cardcurator.ai/compare/hilton-honors-surpass-vs-marriott-bonvoy-bevy-american-express
- Hilton Honors Surpass wins 2 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: Hilton Honors Surpass reaches 12x; Marriott Bonvoy Bevy American Express reaches 18.5x.
- Annual fee: Hilton Honors Surpass is $150/yr; Marriott Bonvoy Bevy American Express is $250/yr.
- Current public bonus values: Hilton Honors Surpass ~$1300; Marriott Bonvoy Bevy American Express ~$1400.
Common Questions: Hilton Honors Surpass vs Marriott Bonvoy Bevy American Express
Is the Hilton Honors Surpass or Marriott Bonvoy Bevy American Express better for dining?
Hilton Honors Surpass earns 6x on dining; Marriott Bonvoy Bevy American Express earns 4x on dining. Hilton Honors Surpass wins for dining.
Which has the higher signup bonus in 2026?
Hilton Honors Surpass currently offers 130,000 points (spend $3,000 in 6 months). Marriott Bonvoy Bevy American Express offers 125,000 points + $150 credit (spend $5,000 in 6 months). Marriott Bonvoy Bevy American Express has the larger bonus.
Which card is better for international travel?
Hilton Honors Surpass: no foreign transaction fee listed. Marriott Bonvoy Bevy American Express: no foreign transaction fee listed. Check the issuer's current terms before using a card abroad.
Can I hold both the Hilton Honors Surpass and the Marriott Bonvoy Bevy American Express?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from American Express, so check their specific application rules.
Keep Researching
If this matchup is close, the stronger next step is usually to read the full card reviews or use a broader ranking page instead of comparing random pairs one by one.