Hilton Honors Surpass vs Marriott Bonvoy Bevy American Express
Get the clearer winner first, see the specific exception case, and only personalize further if the decision is genuinely close.
This decision depends on what you value most.
The Hilton Honors Surpass and Marriott Bonvoy Bevy American Express are closely matched. Hilton Honors Surpass wins on 2 categories (130,000 pts signup bonus); Marriott Bonvoy Bevy American Express wins on 2 (125,000 pts signup bonus). The better pick depends on your spending patterns.
Use the short personalization step below to weigh fees, category spend, and your current wallet.
Neither card cleanly wins on the baseline facts, so your spending and benefits you will actually use should decide it.
The measurable gap is narrow, so your actual spend mix and card ecosystem matter more than the headline winner.
Why we picked this winner
- Hilton Honors Surpass wins 2 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: Hilton Honors Surpass reaches 12x; Marriott Bonvoy Bevy American Express reaches 18.5x.
- Annual fee: Hilton Honors Surpass is $150/yr; Marriott Bonvoy Bevy American Express is $250/yr.
- Current public bonus values are approximately $1300 and $1400.
Close call
The measurable gap is narrow, so your actual spend mix and card ecosystem matter more than the headline winner.
Which Card Comes Out Ahead?
Hilton Honors Surpass and Marriott Bonvoy Bevy American Express are close enough that the better pick depends on where you spend most, how much value you get from perks, and whether you prefer one rewards ecosystem over the other.
Best if you will actually use recurring statement credits and premium benefits.
Best if your main priority is the larger current welcome offer.
Why you can trust this answer
CardCurator compares measurable card economics first, then uses deeper rewards intelligence from program data, transfer partners, award charts, and live bonuses when a decision depends on the ecosystem behind the card rather than the card headline alone.
Personalize this answer without sharing sensitive data
Start with a few signals that usually decide close matchups: rough monthly spend, your top category, annual-fee tolerance, and whether you already hold either card.
This step is meant to break close ties without asking for uploads, account creation, or exact spending data.
Hilton Honors Surpass
Assumptions: default assumptions
Hilton Honors Surpass still comes out ahead after a light personalization pass, which suggests the recommendation is fairly robust.
- hotels and resorts within the Hilton portfolio 12x
- Dining At U.S. restaurants, including takeout and delivery, 6x
- Groceries At U.S. supermarkets 6x
- hotels participating in Marriott Bonvoy 18.5x
- restaurants worldwide including takeout and delivery in the U.S. and U.S. Supermarkets 4x
- All Other Purchases 2x
- Hilton Credit $50
- Marriott Dining Credit $25
- Hilton Honors Gold Status
- Gold Elite Status
- Free Night AwardAfter $15,000 spend
- United MileagePlus
- United MileagePlus
Quick summary
A short version of the comparison with the main differences at a glance.
The Hilton Honors Surpass and Marriott Bonvoy Bevy American Express are closely matched. Hilton Honors Surpass wins on 2 categories (130,000 pts signup bonus); Marriott Bonvoy Bevy American Express wins on 2 (125,000 pts signup bonus). The better pick depends on your spending patterns. On raw upside, Hilton Honors Surpass tops out at 12x versus 18.5x for Marriott Bonvoy Bevy American Express. Current signup bonus values are roughly $1300 for Hilton Honors Surpass and $1400 for Marriott Bonvoy Bevy American Express. Summary generated September 9, 2026. Source: https://cardcurator.ai/compare/hilton-honors-surpass-vs-marriott-bonvoy-bevy-american-express
- Hilton Honors Surpass wins 2 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: Hilton Honors Surpass reaches 12x; Marriott Bonvoy Bevy American Express reaches 18.5x.
- Annual fee: Hilton Honors Surpass is $150/yr; Marriott Bonvoy Bevy American Express is $250/yr.
- Current public bonus values are approximately $1300 and $1400.
Common Questions: Hilton Honors Surpass vs Marriott Bonvoy Bevy American Express
Is the Hilton Honors Surpass or Marriott Bonvoy Bevy American Express better for dining?
Hilton Honors Surpass earns 6x on dining; Marriott Bonvoy Bevy American Express earns 4x on dining. Hilton Honors Surpass wins for dining.
Which has the higher signup bonus in 2026?
Hilton Honors Surpass currently offers 130,000 pts signup bonus (spend $3,000 in 6 months). Marriott Bonvoy Bevy American Express offers 125,000 pts signup bonus (spend $5,000 in 6 months). Marriott Bonvoy Bevy American Express has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Hilton Honors Surpass and the Marriott Bonvoy Bevy American Express?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from American Express, so check their specific application rules.
Keep Researching
If this matchup is close, the stronger next step is usually to read the full card reviews or use a broader ranking page instead of comparing random pairs one by one.