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Quick Answer

The Hilton Honors Surpass edges out the Marriott Bonvoy Bevy American Express for most cardholders — it wins on 3 of 4 comparison categories and offers 130,000 pts signup bonus. The Marriott Bonvoy Bevy American Express is the better choice if you prioritize a different rewards ecosystem.

Compare-first recommendation

Hilton Honors Surpass vs Marriott Bonvoy Bevy American Express

Get the clearer winner first, see the specific exception case, and only personalize further if the decision is genuinely close.

Best next move

Hilton Honors Surpass is the better choice for most people.

Hilton Honors Surpass wins the measurable comparison on this page. Choose Marriott Bonvoy Bevy American Express only if best if you care most about stronger category earning on everyday spend..

Best for most people

Best if your main priority is the larger current welcome offer.

Review Hilton Honors Surpass
Choose the other card if...

Best if you care most about stronger category earning on everyday spend.

Review Marriott Bonvoy Bevy American Express

Why we picked this winner

  • Hilton Honors Surpass wins 3 of 4 comparison categories in CardCurator's quick verdict model.
  • Top earn rate: Hilton Honors Surpass reaches 12x; Marriott Bonvoy Bevy American Express reaches 18.5x.
  • Annual fee: Hilton Honors Surpass is $150/yr; Marriott Bonvoy Bevy American Express is $250/yr.
  • Current public bonus values are approximately $1300 and $12.

High-confidence recommendation

The winner has a clear edge in multiple measurable categories, so most readers do not need a deeper personalization step before acting.

What happens after you click: if you use an application link, you will go directly to the issuer or affiliate partner. CardCurator may earn a referral fee, but the ranking here is based on card fit first.

Which Card Comes Out Ahead?

Hilton Honors Surpass is the stronger all-around option for most people in this matchup because it wins more measurable categories in our scoring model. Marriott Bonvoy Bevy American Express still makes sense if your spending pattern lines up better with its fee profile, issuer rules, or rewards ecosystem.

Hilton Honors Surpass

Best if your main priority is the larger current welcome offer.

Marriott Bonvoy Bevy American Express

Best if you care most about stronger category earning on everyday spend.

Hilton Honors Surpass card art
Hilton Honors
Hilton Honors Surpass
American Express
More Info
Marriott Bonvoy Bevy American Express card art
Marriott Bonvoy
Marriott Bonvoy Bevy American Express
American Express
More Info

Why you can trust this answer

CardCurator compares measurable card economics first, then uses deeper rewards intelligence from program data, transfer partners, award charts, and live bonuses when a decision depends on the ecosystem behind the card rather than the card headline alone.

Light personalization

Personalize this answer without sharing sensitive data

Start with a few signals that usually decide close matchups: rough monthly spend, your top category, annual-fee tolerance, and whether you already hold either card.

This step is meant to break close ties without asking for uploads, account creation, or exact spending data.

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Current recommendation

Hilton Honors Surpass

Assumptions: default assumptions

Hilton Honors Surpass still comes out ahead after a light personalization pass, which suggests the recommendation is fairly robust.

Annual Fee
$150/yr
$250/yr
Foreign Fees
None
None
Signup Bonus
130,000 points
Spend $3,000 in 6 months
was 130k pts
175,000 points
Spend $5,000 in 6 months
was 85k pts
Top Earn Rates
  • hotels and resorts within the Hilton portfolio 12x
  • Dining At U.S. restaurants, including takeout and delivery, 6x
  • Groceries At U.S. supermarkets 6x
  • hotels participating in Marriott Bonvoy 18.5x
  • restaurants worldwide including takeout and delivery in the U.S. and U.S. Supermarkets 4x
  • All Other Purchases 2x
Reward Type
miles
miles
Pts Value
~0.50¢/pt points · industry est.
~0.80¢/pt points · industry est.
Key Credits
  • Hilton Credit $50
  • Marriott Dining Credit $25
Card Perks
  • Hilton Honors Gold Status
  • Gold Elite Status
Spend Milestones
  • Free Night Award
    After $15,000 spend
No milestones
Transfer Partners
  • United MileagePlus
  • United MileagePlus
Partner marketplace

Need more travel card options?

Both cards in this comparison come from non-partner banks, so the marketplace is shown only as a separate backup path after the comparison itself.

  • Look for a welcome bonus you can realistically earn.
  • Compare the annual fee against lounge access, travel credits, or hotel perks.
  • Check issuer rules and current terms before you apply.

Use this only if you want broader partner inventory after you finish evaluating the cards in this head-to-head comparison.

Browse partner travel cards

Quick summary

A short version of the comparison with the main differences at a glance.

The Hilton Honors Surpass edges out the Marriott Bonvoy Bevy American Express for most cardholders — it wins on 3 of 4 comparison categories and offers 130,000 pts signup bonus. The Marriott Bonvoy Bevy American Express is the better choice if you prioritize a different rewards ecosystem. On raw upside, Hilton Honors Surpass tops out at 12x versus 18.5x for Marriott Bonvoy Bevy American Express. Current signup bonus values are roughly $1300 for Hilton Honors Surpass and $12 for Marriott Bonvoy Bevy American Express. Summary generated July 26, 2026. Source: https://cardcurator.ai/compare/hilton-honors-surpass-vs-marriott-bonvoy-bevy-american-express

View source data
Winner
Hilton Honors Surpass
3/4 categories · up to 12x
Runner-up
Marriott Bonvoy Bevy American Express
1/4 categories · up to 18.5x
  • Hilton Honors Surpass wins 3 of 4 comparison categories in CardCurator's quick verdict model.
  • Top earn rate: Hilton Honors Surpass reaches 12x; Marriott Bonvoy Bevy American Express reaches 18.5x.
  • Annual fee: Hilton Honors Surpass is $150/yr; Marriott Bonvoy Bevy American Express is $250/yr.
  • Current public bonus values are approximately $1300 and $12.

Common Questions: Hilton Honors Surpass vs Marriott Bonvoy Bevy American Express

Is the Hilton Honors Surpass or Marriott Bonvoy Bevy American Express better for dining?

Hilton Honors Surpass earns 6x on dining; Marriott Bonvoy Bevy American Express earns 4x on dining. Hilton Honors Surpass wins for dining.

Which has the higher signup bonus in 2026?

Hilton Honors Surpass currently offers 130,000 pts signup bonus (spend $3,000 in 6 months). Marriott Bonvoy Bevy American Express offers 175,000 pts signup bonus (spend $5,000 in 6 months). Hilton Honors Surpass has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Hilton Honors Surpass and the Marriott Bonvoy Bevy American Express?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from American Express, so check their specific application rules.

Keep Researching

If this matchup is close, the stronger next step is usually to read the full card reviews or use a broader ranking page instead of comparing random pairs one by one.

Best next move
Hilton Honors Surpass
Hilton Honors Surpass is the stronger next step if you want to stop reopening the same comparison and move toward a real application decision.