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CardCurator — Rewards Intelligence
Card Comparison

Costco Anywhere Visa vs Navy Federal More Rewards American Express® Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Costco Anywhere Visa card art
Costco
Costco Anywhere Visa
Citi
More Info
Navy Federal More Rewards American Express® Card card art
Navy Federal Credit Union
Navy Federal More Rewards American Express® Card
Navy Federal Credit Union
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
None
20,000 points
Spend $2,000 in 3 months
Top Earn Rates
  • Gas at Costco 5x
  • Eligible Gas and EV Charging 4x
  • Restaurants 3x
  • Restaraunts 3x
  • Supermarkets 3x
  • Gas Stations 3x
Reward Type
cashback
cashback
Key Credits
  • Costco Membership $65
None
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Common Questions: Costco Anywhere Visa vs Navy Federal More Rewards American Express® Card

Is the Costco Anywhere Visa or Navy Federal More Rewards American Express® Card better for dining?

Costco Anywhere Visa earns 3x on dining; Navy Federal More Rewards American Express® Card has no dining bonus.

Which has the higher signup bonus in 2026?

Costco Anywhere Visa currently offers no current bonus. Navy Federal More Rewards American Express® Card offers 20,000 pts signup bonus (spend $2,000 in 3 months). Navy Federal More Rewards American Express® Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Costco Anywhere Visa and the Navy Federal More Rewards American Express® Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Costco Anywhere Visa is from Citi and Navy Federal More Rewards American Express® Card is from Navy Federal Credit Union, so they're governed by separate bank policies.