Card Comparison
Citi Strata Elite vs Citi Strata Premier
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
$595/yr
$95/yr
Foreign Fees
None
None
Signup Bonus
100,000 points
Spend $6,000 in 3 months
60,000 points
Spend $4,000 in 3 months
Top Earn Rates
- Hotels (Citi Travel) 12x
- Car Rentals (Citi Travel) 12x
- Attractions (Citi Travel) 12x
- Hotels (Citi Travel) 10x
- Car Rentals (Citi Travel) 10x
- Attractions (Citi Travel) 10x
Reward Type
miles
miles
Key Credits
- Hotel Benefit $300
- Splurge Credit $200
- Blacklane Credit $200
- +3 more
- Hotel Benefit $100
Card Perks
- Priority Pass Select
- Hertz Five Star Status
- 25% Points Bonus on Portal Redemptions
None listed
Transfer Partners
- AAdvantage
- AAdvantage
- Aeromexico Club Premier
- Aeromexico Club Premier
- Accor Live Limitless
- +35 more
- AAdvantage
- AAdvantage
- Aeromexico Club Premier
- Aeromexico Club Premier
- Accor Live Limitless
- +35 more
Common Questions: Citi Strata Elite vs Citi Strata Premier
Is the Citi Strata Elite or Citi Strata Premier better for dining?
Citi Strata Elite earns 6x on dining; Citi Strata Premier earns 3x on dining. Citi Strata Elite wins for dining.
Which has the higher signup bonus in 2026?
Citi Strata Elite currently offers 100,000 pts signup bonus (spend $6,000 in 3 months). Citi Strata Premier offers 60,000 pts signup bonus (spend $4,000 in 3 months). Citi Strata Elite has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Citi Strata Elite and the Citi Strata Premier?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Citi, so check their specific application rules.