Card Comparison
Citi Diamond Preferred vs Citi Double Cash
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
No annual fee
No annual fee
Foreign Fees
3%
3%
Signup Bonus
None
$200 credit
Spend $1,500 in 6 months
Top Earn Rates
1x base rate
- Citi Travel 5x
- All Other Purchases 2x
Reward Type
cashback
cashback
Key Credits
None
None
Transfer Partners
- AAdvantage
- AAdvantage
- Aeromexico Club Premier
- Aeromexico Club Premier
- Accor Live Limitless
- +35 more
- AAdvantage
- AAdvantage
- Aeromexico Club Premier
- Aeromexico Club Premier
- Accor Live Limitless
- +35 more
Common Questions: Citi Diamond Preferred vs Citi Double Cash
Is the Citi Diamond Preferred or Citi Double Cash better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
Citi Diamond Preferred currently offers no current bonus. Citi Double Cash offers $200 signup bonus (spend $1,500 in 6 months). Citi Double Cash has the larger bonus.
Which card is better for international travel?
Both cards charge foreign transaction fees (Citi Diamond Preferred: 3%, Citi Double Cash: 3%). Consider a no-foreign-fee card for international travel.
Can I hold both the Citi Diamond Preferred and the Citi Double Cash?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Citi, so check their specific application rules.
