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Card Comparison

Citi Diamond Preferred vs Citi Double Cash

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Citi Diamond Preferred card art
Citi ThankYou Points
Citi Diamond Preferred
Citi
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Citi Double Cash card art
Citi ThankYou Points
Citi Double Cash
Citi
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Annual Fee
No annual fee
No annual fee
Foreign Fees
3%
3%
Signup Bonus
None
$200 credit
Spend $1,500 in 6 months
Top Earn Rates
1x base rate
  • Citi Travel 5x
  • All Other Purchases 2x
Reward Type
cashback
cashback
Key Credits
None
None
Transfer Partners
  • AAdvantage
  • AAdvantage
  • Aeromexico Club Premier
  • Aeromexico Club Premier
  • Accor Live Limitless
  • +35 more
  • AAdvantage
  • AAdvantage
  • Aeromexico Club Premier
  • Aeromexico Club Premier
  • Accor Live Limitless
  • +35 more

Common Questions: Citi Diamond Preferred vs Citi Double Cash

Is the Citi Diamond Preferred or Citi Double Cash better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

Citi Diamond Preferred currently offers no current bonus. Citi Double Cash offers $200 signup bonus (spend $1,500 in 6 months). Citi Double Cash has the larger bonus.

Which card is better for international travel?

Both cards charge foreign transaction fees (Citi Diamond Preferred: 3%, Citi Double Cash: 3%). Consider a no-foreign-fee card for international travel.

Can I hold both the Citi Diamond Preferred and the Citi Double Cash?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Citi, so check their specific application rules.