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CardCurator — Rewards Intelligence
Card Comparison

Chase Slate Credit Card vs Citi Simplicity

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Chase Slate Credit Card card art
Chase Ultimate Rewards
Chase Slate Credit Card
Chase
More Info
Citi Simplicity card art
Citi ThankYou Points
Citi Simplicity
Citi
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
3%
Signup Bonus
None
None
Top Earn Rates
1x base rate
1x base rate
Reward Type
cashback
cashback
Key Credits
None
None
Card Perks
  • Zero Liability Protection
  • Purchase Protection (~$20/yr)
None listed
Transfer Partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
  • AAdvantage
  • AAdvantage
  • Aeromexico Club Premier
  • Aeromexico Club Premier
  • Accor Live Limitless
  • +35 more
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Common Questions: Chase Slate Credit Card vs Citi Simplicity

Is the Chase Slate Credit Card or Citi Simplicity better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

Neither card has a current public signup bonus. Check the issuers' sites for any targeted offers.

Which card is better for international travel?

Chase Slate Credit Card charges no foreign transaction fees — the better pick for international use. Citi Simplicity charges 3% on foreign purchases.

Can I hold both the Chase Slate Credit Card and the Citi Simplicity?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Slate Credit Card is from Chase and Citi Simplicity is from Citi, so they're governed by separate bank policies.