The Chase Sapphire Preferred edges out the Southwest Performance Business for most cardholders — it wins on 3 of 4 comparison categories and offers 75,000 pts signup bonus earns more (up to 5x vs 4x). The Southwest Performance Business is the better choice if you prioritize a different rewards ecosystem.
Chase Sapphire Preferred vs Southwest Performance Business
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- Chase Travel 5x
- Dining 3x
- Streaming 3x
- Southwest Airlines 4x
- Rapid Rewards Hotel and Car Rental Partners 3x
- Social Media and Search Engine Advertising, Internet, Cable and Phone Services 2x
- hotel stays purchased through Chase Travel. $50
- DoorDash Credit $10
- WiFi Credit $8
- Global Entry / TSA PreCheck $100
- DoorDash Dashpass (~$100/yr)
- Four Upgraded Boardings Per Year
- In-Flight WiFi Credits
- 1,500 Tier Qualifying Points
- +1 more
- 1,500 Tier Qualifying Points toward A-List statusAfter $10,000 spend
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +9 more
Quick summary
A short version of the comparison with the main differences at a glance.
The Chase Sapphire Preferred edges out the Southwest Performance Business for most cardholders — it wins on 3 of 4 comparison categories and offers 75,000 pts signup bonus earns more (up to 5x vs 4x). The Southwest Performance Business is the better choice if you prioritize a different rewards ecosystem. On raw upside, Chase Sapphire Preferred tops out at 5x versus 4x for Southwest Performance Business. Current signup bonus values are roughly $1500 for Chase Sapphire Preferred and $1120 for Southwest Performance Business. Updated May 30, 2026. Source: https://cardcurator.ai/compare/chase-sapphire-preferred-vs-southwest-performance-business
- Chase Sapphire Preferred wins 3 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: Chase Sapphire Preferred reaches 5x; Southwest Performance Business reaches 4x.
- Annual fee: Chase Sapphire Preferred is $95/yr; Southwest Performance Business is $299/yr.
- Current public bonus values are approximately $1500 and $1120.
Common Questions: Chase Sapphire Preferred vs Southwest Performance Business
Is the Chase Sapphire Preferred or Southwest Performance Business better for dining?
Chase Sapphire Preferred earns 3x on dining; Southwest Performance Business has no dining bonus.
Which has the higher signup bonus in 2026?
Chase Sapphire Preferred currently offers 75,000 pts signup bonus (spend $5,000 in 3 months). Southwest Performance Business offers 80,000 pts signup bonus (spend $5,000 in 3 months). Chase Sapphire Preferred has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Chase Sapphire Preferred and the Southwest Performance Business?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Chase, so check their specific application rules.