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Chase Sapphire Preferred vs Chase Slate Credit Card

Compare fees, current offers, and listed rewards. Add your preferences to see which card may fit better.

Headline comparison

Chase Sapphire Preferred leads on the listed facts.

Chase Sapphire Preferred leads on 3 of 4 headline comparisons: annual fee, estimated welcome bonus, highest listed earn rate, and annual listed credits. This is a starting point; category restrictions and the benefits you actually use can change the better fit.

Choose Chase Sapphire Preferred if…

Best if your main priority is the larger current welcome offer.

Choose Chase Slate Credit Card instead if…

Best if transfer partners and redemption flexibility matter more than simplicity.

Headline comparison · not personalized

This comparison has not assessed your spending or eligibility. Listed credits are potential benefits, not savings; earn-rate caps and redemption choices can change their value.

What leads on the listed facts

  • Chase Sapphire Preferred wins 3 of 4 comparison categories in CardCurator's quick verdict model.
  • Top earn rate: Chase Sapphire Preferred reaches 5x; Chase Slate Credit Card reaches 1x.
  • Annual fee: Chase Sapphire Preferred is $95/yr; Chase Slate Credit Card is no annual fee.
  • Current public bonus values: Chase Sapphire Preferred ~$750; Chase Slate Credit Card ~$0.

Headline comparison · not personalized

This comparison has not assessed your spending or eligibility. Listed credits are potential benefits, not savings; earn-rate caps and redemption choices can change their value.

What happens after you click: if you use an application link, you will go directly to the issuer or affiliate partner. CardCurator may earn a referral fee, but the ranking here is based on card fit first.
Chase Sapphire Preferred card art
Chase Ultimate Rewards
Chase Sapphire Preferred
Chase
Chase Slate Credit Card card art
Chase Ultimate Rewards
Chase Slate Credit Card
Chase

Why you can trust this answer

CardCurator compares measurable card economics first, then uses deeper rewards intelligence from program data, transfer partners, award charts, and live bonuses when a decision depends on the ecosystem behind the card rather than the card headline alone.

Light personalization

Personalize this answer without sharing sensitive data

Start with a few signals that usually decide close matchups: rough monthly spend, your top category, annual-fee tolerance, and whether you already hold either card.

This step is meant to break close ties without asking for uploads, account creation, or exact spending data.

Open Statement Analyzer
Before personalization

Chase Sapphire Preferred

Assumptions: default assumptions

No personal inputs have been applied. Add your spending focus, fee preference, or current cards to explore how the comparison changes.

Annual Fee
$95/yr
No annual fee
Foreign Fees
None
None
Signup Bonus
75,000 points
Spend $5,000 in 3 months
No current bonus
Top Earn Rates
  • Chase Travel 5x
  • Dining 3x
  • Gas Stations 3x
1x base rate
Reward Type
miles
cashback
Pts Value
~2.05¢/pt points · industry est.
~2.05¢/pt points · industry est.
Key Credits
  • Chase Travel Hotel Credit $100
  • Global Entry / TSA PreCheck / NEXUS Credit $120
  • DoorDash Monthly Promo $10
None
Card Perks
  • DashPass
  • Apple TV Benefit
  • 5x on Lyft Rides
  • +7 more
  • Zero Liability Protection
  • Purchase Protection (~$20/yr)
Transfer Partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Club
  • Flying Blue
  • +10 more
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Club
  • Flying Blue
  • +10 more

Quick summary

A short version of the comparison with the main differences at a glance.

Chase Sapphire Preferred leads on 3 of 4 headline comparisons: annual fee, estimated welcome bonus, highest listed earn rate, and annual listed credits. This is a starting point; category restrictions and the benefits you actually use can change the better fit. On raw upside, Chase Sapphire Preferred tops out at 5x versus 1x for Chase Slate Credit Card. Current signup bonus values are roughly $750 for Chase Sapphire Preferred and $0 for Chase Slate Credit Card. Summary generated October 13, 2026. Source: https://cardcurator.ai/compare/chase-sapphire-preferred-vs-chase-slate-credit-card

View source data
Winner
Chase Sapphire Preferred
3/4 categories · up to 5x
Runner-up
Chase Slate Credit Card
1/4 categories · up to 1x
  • Chase Sapphire Preferred wins 3 of 4 comparison categories in CardCurator's quick verdict model.
  • Top earn rate: Chase Sapphire Preferred reaches 5x; Chase Slate Credit Card reaches 1x.
  • Annual fee: Chase Sapphire Preferred is $95/yr; Chase Slate Credit Card is no annual fee.
  • Current public bonus values: Chase Sapphire Preferred ~$750; Chase Slate Credit Card ~$0.

Common Questions: Chase Sapphire Preferred vs Chase Slate Credit Card

Is the Chase Sapphire Preferred or Chase Slate Credit Card better for dining?

Chase Sapphire Preferred earns 3x on dining; Chase Slate Credit Card has no dining bonus.

Which has the higher signup bonus in 2026?

Chase Sapphire Preferred currently offers 75,000 points (spend $5,000 in 3 months). Chase Slate Credit Card offers No current bonus. Chase Sapphire Preferred has the larger bonus.

Which card is better for international travel?

Chase Sapphire Preferred: no foreign transaction fee listed. Chase Slate Credit Card: no foreign transaction fee listed. Check the issuer's current terms before using a card abroad.

Can I hold both the Chase Sapphire Preferred and the Chase Slate Credit Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Chase, so check their specific application rules.

Keep Researching

If this matchup is close, the stronger next step is usually to read the full card reviews or use a broader ranking page instead of comparing random pairs one by one.