Skip to main content
Quick Answer

The Chase Sapphire Preferred edges out the Chase Slate Credit Card for most cardholders — it wins on 3 of 4 comparison categories and offers 75,000 pts signup bonus earns more (up to 5x vs 1x). The Chase Slate Credit Card is the better choice if you want no or lower annual fee.

Card Comparison

Chase Sapphire Preferred vs Chase Slate Credit Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Which Card Comes Out Ahead?

Chase Sapphire Preferred is the stronger all-around option for most people in this matchup because it wins more measurable categories in our scoring model. Chase Slate Credit Card still makes sense if your spending pattern lines up better with its fee profile, issuer rules, or rewards ecosystem.

Chase Sapphire Preferred

Best if your main priority is the larger current welcome offer.

Chase Slate Credit Card

Best if transfer partners and redemption flexibility matter more than simplicity.

Chase Sapphire Preferred card art
Chase Ultimate Rewards
Chase Sapphire Preferred
Chase
More Info
Chase Slate Credit Card card art
Chase Ultimate Rewards
Chase Slate Credit Card
Chase
More Info

Comparison Method

CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.

Annual Fee
$95/yr
No annual fee
Foreign Fees
None
None
Signup Bonus
75,000 points
Spend $5,000 in 3 months
None
Top Earn Rates
  • Chase Travel 5x
  • Dining 3x
  • Streaming 3x
1x base rate
Reward Type
miles
cashback
Pts Value
~1.50¢/pt points · industry est.
~1.50¢/pt points · industry est.
Key Credits
  • hotel stays purchased through Chase Travel. $50
  • DoorDash Credit $10
None
Card Perks
  • DoorDash Dashpass (~$100/yr)
  • Zero Liability Protection
  • Purchase Protection (~$20/yr)
Transfer Partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more

Quick summary

A short version of the comparison with the main differences at a glance.

The Chase Sapphire Preferred edges out the Chase Slate Credit Card for most cardholders — it wins on 3 of 4 comparison categories and offers 75,000 pts signup bonus earns more (up to 5x vs 1x). The Chase Slate Credit Card is the better choice if you want no or lower annual fee. On raw upside, Chase Sapphire Preferred tops out at 5x versus 1x for Chase Slate Credit Card. Current signup bonus values are roughly $1500 for Chase Sapphire Preferred and $0 for Chase Slate Credit Card. Updated June 4, 2026. Source: https://cardcurator.ai/compare/chase-sapphire-preferred-vs-chase-slate-credit-card

View source data
Winner
Chase Sapphire Preferred
3/4 categories · up to 5x
Runner-up
Chase Slate Credit Card
1/4 categories · up to 1x
  • Chase Sapphire Preferred wins 3 of 4 comparison categories in CardCurator's quick verdict model.
  • Top earn rate: Chase Sapphire Preferred reaches 5x; Chase Slate Credit Card reaches 1x.
  • Annual fee: Chase Sapphire Preferred is $95/yr; Chase Slate Credit Card is no annual fee.
  • Current public bonus values are approximately $1500 and $0.

Common Questions: Chase Sapphire Preferred vs Chase Slate Credit Card

Is the Chase Sapphire Preferred or Chase Slate Credit Card better for dining?

Chase Sapphire Preferred earns 3x on dining; Chase Slate Credit Card has no dining bonus.

Which has the higher signup bonus in 2026?

Chase Sapphire Preferred currently offers 75,000 pts signup bonus (spend $5,000 in 3 months). Chase Slate Credit Card offers no current bonus. Chase Sapphire Preferred has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Chase Sapphire Preferred and the Chase Slate Credit Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Chase, so check their specific application rules.

Keep Researching

If this matchup is close, the stronger next step is usually to read the full card reviews or use a broader ranking page instead of comparing random pairs one by one.