The Chase Ink Business Unlimited and Southwest Performance Business are closely matched. Chase Ink Business Unlimited wins on 2 categories (75,000 pts signup bonus); Southwest Performance Business wins on 2 (80,000 pts signup bonus). The better pick depends on your spending patterns.
Chase Ink Business Unlimited vs Southwest Performance Business
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- All Purchases 1.5x
- Southwest Airlines 4x
- Rapid Rewards Hotel and Car Rental Partners 3x
- Social Media and Search Engine Advertising, Internet, Cable and Phone Services 2x
- Instacart Business $20
- WiFi Credit $8
- Global Entry / TSA PreCheck $100
- Four Upgraded Boardings Per Year
- In-Flight WiFi Credits
- 1,500 Tier Qualifying Points
- +1 more
- 1,500 Tier Qualifying Points toward A-List statusAfter $10,000 spend
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +9 more
Quick summary
A short version of the comparison with the main differences at a glance.
The Chase Ink Business Unlimited and Southwest Performance Business are closely matched. Chase Ink Business Unlimited wins on 2 categories (75,000 pts signup bonus); Southwest Performance Business wins on 2 (80,000 pts signup bonus). The better pick depends on your spending patterns. On raw upside, Chase Ink Business Unlimited tops out at 1.5x versus 4x for Southwest Performance Business. Current signup bonus values are roughly $1500 for Chase Ink Business Unlimited and $1120 for Southwest Performance Business. Updated May 30, 2026. Source: https://cardcurator.ai/compare/chase-ink-business-unlimited-vs-southwest-performance-business
- Chase Ink Business Unlimited wins 2 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: Chase Ink Business Unlimited reaches 1.5x; Southwest Performance Business reaches 4x.
- Annual fee: Chase Ink Business Unlimited is no annual fee; Southwest Performance Business is $299/yr.
- Current public bonus values are approximately $1500 and $1120.
Common Questions: Chase Ink Business Unlimited vs Southwest Performance Business
Is the Chase Ink Business Unlimited or Southwest Performance Business better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
Chase Ink Business Unlimited currently offers 75,000 pts signup bonus (spend $6,000 in 3 months). Southwest Performance Business offers 80,000 pts signup bonus (spend $5,000 in 3 months). Chase Ink Business Unlimited has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Chase Ink Business Unlimited and the Southwest Performance Business?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Chase, so check their specific application rules.