Card Comparison
Chase Ink Business Unlimited vs Chase Sapphire Preferred
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
No annual fee
$95/yr
Foreign Fees
None
None
Signup Bonus
75,000 points
Spend $6,000 in 3 months
75,000 points
Spend $5,000 in 3 months
Top Earn Rates
- All Purchases 1.5x
- Chase Travel 5x
- Dining 3x
- Streaming 3x
Reward Type
miles
miles
Key Credits
- Instacart Business $20
- hotel stays purchased through Chase Travel. $50
- DoorDash Credit $10
Card Perks
None listed
- DoorDash Dashpass (~$100/yr)
Transfer Partners
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +9 more
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +9 more
Common Questions: Chase Ink Business Unlimited vs Chase Sapphire Preferred
Is the Chase Ink Business Unlimited or Chase Sapphire Preferred better for dining?
Chase Ink Business Unlimited has no dining bonus; Chase Sapphire Preferred earns 3x on dining.
Which has the higher signup bonus in 2026?
Chase Ink Business Unlimited currently offers 75,000 pts signup bonus (spend $6,000 in 3 months). Chase Sapphire Preferred offers 75,000 pts signup bonus (spend $5,000 in 3 months). Both bonuses are roughly equal in value.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Chase Ink Business Unlimited and the Chase Sapphire Preferred?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Chase, so check their specific application rules.