Card Comparison
Chase Ink Business Cash vs Chase Ink Business Unlimited
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
75,000 points
Spend $6,000 in 3 months
75,000 points
Spend $6,000 in 3 months
Top Earn Rates
- Office Supply Stores 5x
- Internet, Cable, Phone Services 5x
- Gas Stations 2x
- All Purchases 1.5x
Reward Type
miles
miles
Key Credits
None
- Instacart Business $20
Transfer Partners
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +9 more
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +9 more
Common Questions: Chase Ink Business Cash vs Chase Ink Business Unlimited
Is the Chase Ink Business Cash or Chase Ink Business Unlimited better for dining?
Chase Ink Business Cash earns 2x on dining; Chase Ink Business Unlimited has no dining bonus.
Which has the higher signup bonus in 2026?
Chase Ink Business Cash currently offers 75,000 pts signup bonus (spend $6,000 in 3 months). Chase Ink Business Unlimited offers 75,000 pts signup bonus (spend $6,000 in 3 months). Both bonuses are roughly equal in value.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Chase Ink Business Cash and the Chase Ink Business Unlimited?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Chase, so check their specific application rules.