Card Comparison
Capital One Venture X Rewards vs United Quest
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
$395/yr
$350/yr
Foreign Fees
None
None
Signup Bonus
100,000 points
Spend $10,000 in 6 months
70,000 points
Spend $4,000 in 3 months
Top Earn Rates
- Hotels (Capital One Travel) 10x
- Rental Cars (Capital One Travel) 10x
- Flights (Capital One Travel) 5x
- Prepaid Hotel Stays (Renowned Hotels) 5x
- United Flights 3x
- Other Travel 2x
Reward Type
miles
miles
Key Credits
- Annual Travel Credit $300
- Global Entry/TSA PreCheck Credit $120
- United Travel Credit $200
- Statement Credit $150
- Statement Credit $100
- +3 more
Card Perks
- Capital One Lounge Access
- Priority Pass Select
- 10,000 Anniversary Bonus Miles
- +2 more
- Free First and Second Checked Bags
- Priority Boarding
- 25% Back on United Inflight Purchases
- +1 more
Transfer Partners
- British Airways Executive Club
- JAL Mileage Bank
- Qatar Avios
- I Prefer Hotel Rewards
- Flying Blue
- +16 more
No transfer partners
Common Questions: Capital One Venture X Rewards vs United Quest
Is the Capital One Venture X Rewards or United Quest better for dining?
Capital One Venture X Rewards has no dining bonus; United Quest earns 2x on dining.
Which has the higher signup bonus in 2026?
Capital One Venture X Rewards currently offers 100,000 pts signup bonus (spend $10,000 in 6 months). United Quest offers 70,000 pts signup bonus (spend $4,000 in 3 months). Capital One Venture X Rewards has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Capital One Venture X Rewards and the United Quest?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Capital One Venture X Rewards is from Capital One and United Quest is from Chase, so they're governed by separate bank policies.
