The Hilton Honors Surpass edges out the Capital One Venture X Rewards for most cardholders — it wins on 3 of 4 comparison categories and offers 130,000 pts signup bonus earns more (up to 12x vs 10x). The Capital One Venture X Rewards is the better choice if you prioritize a different rewards ecosystem.
Capital One Venture X Rewards vs Hilton Honors Surpass
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- Hotels (Capital One Travel) 10x
- Rental Cars (Capital One Travel) 10x
- Flights (Capital One Travel) 5x
- hotels and resorts within the Hilton portfolio 12x
- Dining At U.S. restaurants, including takeout and delivery, 6x
- Groceries At U.S. supermarkets 6x
- Annual Travel Credit $300
- Global Entry/TSA PreCheck Credit $120
- Hilton Credit $50
- Capital One Lounge Access
- Priority Pass Select
- 10,000 Anniversary Bonus Miles
- +2 more
- Hilton Honors Gold Status
- Free Night AwardAfter $15,000 spend
- British Airways Executive Club
- JAL Mileage Bank
- Qatar Avios
- I Prefer Hotel Rewards
- Flying Blue
- +15 more
Common Questions: Capital One Venture X Rewards vs Hilton Honors Surpass
Is the Capital One Venture X Rewards or Hilton Honors Surpass better for dining?
Capital One Venture X Rewards has no dining bonus; Hilton Honors Surpass earns 6x on dining.
Which has the higher signup bonus in 2026?
Capital One Venture X Rewards currently offers 75,000 pts signup bonus (spend $4,000 in 3 months). Hilton Honors Surpass offers 130,000 pts signup bonus (spend $3,000 in 6 months). Hilton Honors Surpass has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Capital One Venture X Rewards and the Hilton Honors Surpass?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Capital One Venture X Rewards is from Capital One and Hilton Honors Surpass is from American Express, so they're governed by separate bank policies.