Capital One Venture X Rewards vs Citi Strata Elite
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- Hotels (Capital One Travel) 10x
- Rental Cars (Capital One Travel) 10x
- Flights (Capital One Travel) 5x
- Hotels (Citi Travel) 12x
- Car Rentals (Citi Travel) 12x
- Attractions (Citi Travel) 12x
- Annual Travel Credit $300
- Global Entry/TSA PreCheck Credit $120
- Hotel Benefit $300
- Splurge Credit $200
- Blacklane Credit $200
- +3 more
- Capital One Lounge Access
- Priority Pass Select
- 10,000 Anniversary Bonus Miles
- +2 more
- Priority Pass Select
- Hertz Five Star Status
- 25% Points Bonus on Portal Redemptions
- British Airways Executive Club
- JAL Mileage Bank
- Qatar Avios
- I Prefer Hotel Rewards
- Flying Blue
- +16 more
- AAdvantage
- AAdvantage
- Aeromexico Club Premier
- Aeromexico Club Premier
- Accor Live Limitless
- +35 more
Common Questions: Capital One Venture X Rewards vs Citi Strata Elite
Is the Capital One Venture X Rewards or Citi Strata Elite better for dining?
Capital One Venture X Rewards has no dining bonus; Citi Strata Elite earns 6x on dining.
Which has the higher signup bonus in 2026?
Capital One Venture X Rewards currently offers 100,000 pts signup bonus (spend $10,000 in 6 months). Citi Strata Elite offers 100,000 pts signup bonus (spend $6,000 in 3 months). Capital One Venture X Rewards has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Capital One Venture X Rewards and the Citi Strata Elite?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Capital One Venture X Rewards is from Capital One and Citi Strata Elite is from Citi, so they're governed by separate bank policies.