Skip to main content
CardCurator — Rewards Intelligence
Card Comparison

Capital One Venture X Business vs Delta SkyMiles Reserve Business Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Capital One Venture X Business card art
Capital One
Capital One Venture X Business
Capital One
More Info
Delta SkyMiles Reserve Business Card card art
Delta SkyMiles
Delta SkyMiles Reserve Business Card
American Express
More Info
Annual Fee
$395/yr
$650/yr
Foreign Fees
None
None
Signup Bonus
200,000 points
Spend $30,000 in 3 months
125,000 points
Spend $15,000 in 6 months
Top Earn Rates
  • Hotels (Capital One Travel) 10x
  • Rental Cars (Capital One Travel) 10x
  • Flights (Capital One Travel) 5x
  • Delta Purchases 3x
  • Transit/Rideshares 1.5x
  • U.S. Shipping Providers 1.5x
Reward Type
miles
miles
Key Credits
  • Annual Travel Credit $300
  • Statement Credit $10
  • Statement Credit $20
Card Perks
  • Capital One Lounge Access
  • Priority Pass Select
  • 10,000 Anniversary Bonus Miles
  • +1 more
  • Delta Sky Club Access
  • First Checked Bag Free
  • Priority Boarding
  • +2 more
Spend Milestones
  • 10,000 Anniversary Bonus Miles
    After $12 spend
  • Unlimited Delta Sky Club Access
    After $75,000 spend
Transfer Partners
  • British Airways Executive Club
  • JAL Mileage Bank
  • Qatar Avios
  • I Prefer Hotel Rewards
  • Flying Blue
  • +16 more
No transfer partners
Open full comparison tool Compare more cards

Common Questions: Capital One Venture X Business vs Delta SkyMiles Reserve Business Card

Is the Capital One Venture X Business or Delta SkyMiles Reserve Business Card better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

Capital One Venture X Business currently offers 200,000 pts signup bonus (spend $30,000 in 3 months). Delta SkyMiles Reserve Business Card offers 125,000 pts signup bonus (spend $15,000 in 6 months). Capital One Venture X Business has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Capital One Venture X Business and the Delta SkyMiles Reserve Business Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Capital One Venture X Business is from Capital One and Delta SkyMiles Reserve Business Card is from American Express, so they're governed by separate bank policies.