Capital One Venture Rewards vs Chase Sapphire Preferred
Compare fees, current offers, and listed rewards. Add your preferences to see which card may fit better.
Chase Sapphire Preferred leads on the listed facts.
Chase Sapphire Preferred leads on 1 of 4 headline comparisons: annual fee, estimated welcome bonus, highest listed earn rate, and annual listed credits. This is a starting point; category restrictions and the benefits you actually use can change the better fit.
Best if you will actually use recurring statement credits and premium benefits.
Best if you will actually use recurring statement credits and premium benefits.
This comparison has not assessed your spending or eligibility. Listed credits are potential benefits, not savings; earn-rate caps and redemption choices can change their value.
What leads on the listed facts
- Chase Sapphire Preferred wins 1 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: Chase Sapphire Preferred reaches 5x; Capital One Venture Rewards reaches 5x.
- Annual fee: Chase Sapphire Preferred is $95/yr; Capital One Venture Rewards is $95/yr.
- Current public bonus values: Capital One Venture Rewards ~$750; Chase Sapphire Preferred ~$750.
Headline comparison · not personalized
This comparison has not assessed your spending or eligibility. Listed credits are potential benefits, not savings; earn-rate caps and redemption choices can change their value.
Why you can trust this answer
CardCurator compares measurable card economics first, then uses deeper rewards intelligence from program data, transfer partners, award charts, and live bonuses when a decision depends on the ecosystem behind the card rather than the card headline alone.
Personalize this answer without sharing sensitive data
Start with a few signals that usually decide close matchups: rough monthly spend, your top category, annual-fee tolerance, and whether you already hold either card.
This step is meant to break close ties without asking for uploads, account creation, or exact spending data.
Chase Sapphire Preferred
Assumptions: default assumptions
No personal inputs have been applied. Add your spending focus, fee preference, or current cards to explore how the comparison changes.
- Hotels (Capital One Travel) 5x
- Vacation Rentals (Capital One Travel) 5x
- Rental Cars (Capital One Travel) 5x
- Chase Travel 5x
- Dining 3x
- Gas Stations 3x
- TSA PreCheck/Global Entry Credit $120
- Lifestyle Collection Experience Credit $50
- Chase Travel Hotel Credit $100
- Global Entry / TSA PreCheck / NEXUS Credit $120
- DoorDash Monthly Promo $10
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Quick summary
A short version of the comparison with the main differences at a glance.
Chase Sapphire Preferred leads on 1 of 4 headline comparisons: annual fee, estimated welcome bonus, highest listed earn rate, and annual listed credits. This is a starting point; category restrictions and the benefits you actually use can change the better fit. On raw upside, Chase Sapphire Preferred tops out at 5x versus 5x for Capital One Venture Rewards. Current signup bonus values are roughly $750 for Capital One Venture Rewards and $750 for Chase Sapphire Preferred. Summary generated October 28, 2026. Source: https://cardcurator.ai/compare/capital-one-venture-rewards-vs-chase-sapphire-preferred
- Chase Sapphire Preferred wins 1 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: Chase Sapphire Preferred reaches 5x; Capital One Venture Rewards reaches 5x.
- Annual fee: Chase Sapphire Preferred is $95/yr; Capital One Venture Rewards is $95/yr.
- Current public bonus values: Capital One Venture Rewards ~$750; Chase Sapphire Preferred ~$750.
Common Questions: Capital One Venture Rewards vs Chase Sapphire Preferred
Is the Capital One Venture Rewards or Chase Sapphire Preferred better for dining?
Capital One Venture Rewards has no dining bonus; Chase Sapphire Preferred earns 3x on dining.
Which has the higher signup bonus in 2026?
Capital One Venture Rewards currently offers 75,000 points (spend $4,000 in 3 months). Chase Sapphire Preferred offers 75,000 points (spend $5,000 in 3 months). Both bonuses are roughly equal in value.
Which card is better for international travel?
Capital One Venture Rewards: no foreign transaction fee listed. Chase Sapphire Preferred: no foreign transaction fee listed. Check the issuer's current terms before using a card abroad.
Can I hold both the Capital One Venture Rewards and the Chase Sapphire Preferred?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Capital One Venture Rewards is from Capital One and Chase Sapphire Preferred is from Chase, so they're governed by separate bank policies.
Keep Researching
If this matchup is close, the stronger next step is usually to read the full card reviews or use a broader ranking page instead of comparing random pairs one by one.