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CardCurator — Rewards Intelligence
Card Comparison

Capital One Venture Business vs Chase Sapphire Reserve

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Capital One Venture Business card art
Capital One
Capital One Venture Business
Capital One
More Info
Chase Sapphire Reserve card art
Chase Ultimate Rewards
Chase Sapphire Reserve
Chase
More Info
Annual Fee
$95/yr
$795/yr
Foreign Fees
None
None
Signup Bonus
150,000 points
Spend $7,500 in 3 months
200,000 points
Spend $30,000 in 6 months
Top Earn Rates
  • hotels and rental cars booked through Capital One Business Travel 5x
  • All Other Purchases 2x
  • Chase Travel 8x
  • Lyft 5x
  • Flights (Direct) 4x
Reward Type
miles
miles
Key Credits
  • Global Entry or TSA PreCheck Credit $120
  • Capital One Business Travel Credit $50
  • Advertising or Software Credit $50
  • Annual Travel Credit $300
  • The Edit Hotel Credit $250
Card Perks
None listed
  • Priority Pass Select
  • Chase Sapphire Lounge by The Club
  • DashPass
  • +3 more
Transfer Partners
  • British Airways Executive Club
  • JAL Mileage Bank
  • Qatar Avios
  • I Prefer Hotel Rewards
  • Flying Blue
  • +16 more
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
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Common Questions: Capital One Venture Business vs Chase Sapphire Reserve

Is the Capital One Venture Business or Chase Sapphire Reserve better for dining?

Capital One Venture Business has no dining bonus; Chase Sapphire Reserve earns 3x on dining.

Which has the higher signup bonus in 2026?

Capital One Venture Business currently offers 150,000 pts signup bonus (spend $7,500 in 3 months). Chase Sapphire Reserve offers 200,000 pts signup bonus (spend $30,000 in 6 months). Chase Sapphire Reserve has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Capital One Venture Business and the Chase Sapphire Reserve?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Capital One Venture Business is from Capital One and Chase Sapphire Reserve is from Chase, so they're governed by separate bank policies.