Card Comparison
Bilt Blue Card vs Costco Anywhere Visa
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
10,000 points
None
Top Earn Rates
- Dining 2x
- Travel 1.5x
- Rent 1x
- Gas at Costco 5x
- Eligible Gas and EV Charging 4x
- Restaurants 3x
Reward Type
miles
cashback
Key Credits
None
- Costco Membership $65
Transfer Partners
- Atmos Rewards
- Avianca LifeMiles
- United MileagePlus
- Flying Blue
- Virgin Atlantic Flying Club
- +19 more
Cash back only
Common Questions: Bilt Blue Card vs Costco Anywhere Visa
Is the Bilt Blue Card or Costco Anywhere Visa better for dining?
Bilt Blue Card earns 2x on dining; Costco Anywhere Visa earns 3x on dining. Costco Anywhere Visa wins for dining.
Which has the higher signup bonus in 2026?
Bilt Blue Card currently offers 10,000 pts signup bonus. Costco Anywhere Visa offers no current bonus. Bilt Blue Card has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Bilt Blue Card and the Costco Anywhere Visa?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Bilt Blue Card is from Cardless and Costco Anywhere Visa is from Citi, so they're governed by separate bank policies.