The Wells Fargo Autograph edges out the Bank of America Travel Rewards for most cardholders — it wins on 1 of 4 comparison categories and offers 20,000 pts signup bonus. The Bank of America Travel Rewards is the better choice if you prioritize a different rewards ecosystem.
Bank of America Travel Rewards vs Wells Fargo Autograph
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Which Card Comes Out Ahead?
Wells Fargo Autograph is the stronger all-around option for most people in this matchup because it wins more measurable categories in our scoring model. Bank of America Travel Rewards still makes sense if your spending pattern lines up better with its fee profile, issuer rules, or rewards ecosystem.
Best if this rewards ecosystem fits the cards and travel programs you already use.
Best if your main priority is the larger current welcome offer.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- Travel Center 3x
- All Other Purchases 1.5x
- Restaurants, Travel, Gas, Transit, Streaming, Phone Plans 3x
- All Other Purchases 1x
- Aer Lingus AerClub
- Flying Blue
- Avianca LifeMiles
- British Airways Executive Club
- Iberia Plus
- +4 more
Quick summary
A short version of the comparison with the main differences at a glance.
The Wells Fargo Autograph edges out the Bank of America Travel Rewards for most cardholders — it wins on 1 of 4 comparison categories and offers 20,000 pts signup bonus. The Bank of America Travel Rewards is the better choice if you prioritize a different rewards ecosystem. On raw upside, Wells Fargo Autograph tops out at 3x versus 3x for Bank of America Travel Rewards. Current signup bonus values are roughly $2 for Bank of America Travel Rewards and $200 for Wells Fargo Autograph. Updated June 3, 2026. Source: https://cardcurator.ai/compare/bank-of-america-travel-rewards-vs-wells-fargo-autograph
- Wells Fargo Autograph wins 1 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: Wells Fargo Autograph reaches 3x; Bank of America Travel Rewards reaches 3x.
- Annual fee: Wells Fargo Autograph is no annual fee; Bank of America Travel Rewards is no annual fee.
- Current public bonus values are approximately $2 and $200.
Common Questions: Bank of America Travel Rewards vs Wells Fargo Autograph
Is the Bank of America Travel Rewards or Wells Fargo Autograph better for dining?
Bank of America Travel Rewards has no dining bonus; Wells Fargo Autograph earns 3x on dining.
Which has the higher signup bonus in 2026?
Bank of America Travel Rewards currently offers $2 signup bonus (spend $5,000 in 3 months). Wells Fargo Autograph offers 20,000 pts signup bonus (spend $1,000 in 3 months). Wells Fargo Autograph has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Bank of America Travel Rewards and the Wells Fargo Autograph?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Bank of America Travel Rewards is from Bank of America and Wells Fargo Autograph is from Wells Fargo, so they're governed by separate bank policies.
Keep Researching
If this matchup is close, the stronger next step is usually to read the full card reviews or use a broader ranking page instead of comparing random pairs one by one.