Card Comparison
Bank of America Travel Rewards vs BankAmericard
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
$500 credit
Spend $5,000 in 3 months
None
Top Earn Rates
- Travel Center 3x
- All Other Purchases 1.5x
1x base rate
Reward Type
miles
cashback
Key Credits
None
None
Transfer Partners
No transfer partners
Cash back only
Common Questions: Bank of America Travel Rewards vs BankAmericard
Is the Bank of America Travel Rewards or BankAmericard better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
Bank of America Travel Rewards currently offers $200 signup bonus (spend $5,000 in 3 months). BankAmericard offers no current bonus. Bank of America Travel Rewards has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Bank of America Travel Rewards and the BankAmericard?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Bank of America, so check their specific application rules.