The Bank of America Premium Rewards edges out the Blue Cash Preferred Card from American Express for most cardholders — it wins on 2 of 4 comparison categories and offers 60,000 pts signup bonus. The Blue Cash Preferred Card from American Express is the better choice if you prioritize a different rewards ecosystem.
Bank of America Premium Rewards vs Blue Cash Preferred Card from American Express
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- Travel 2x
- Dining 2x
- All Other Purchases 1.5x
- U.S. Supermarkets 6x
- Select U.S. Streaming Subscriptions 6x
- U.S. Gas Stations 3x
- Airline Incidental Credit $100
- TSA PreCheck / Global Entry $100
- Flying Blue
- Delta SkyMiles
- JetBlue TrueBlue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
Quick summary
A short version of the comparison with the main differences at a glance.
The Bank of America Premium Rewards edges out the Blue Cash Preferred Card from American Express for most cardholders — it wins on 2 of 4 comparison categories and offers 60,000 pts signup bonus. The Blue Cash Preferred Card from American Express is the better choice if you prioritize a different rewards ecosystem. On raw upside, Bank of America Premium Rewards tops out at 2x versus 6x for Blue Cash Preferred Card from American Express. Current signup bonus values are roughly $600 for Bank of America Premium Rewards and $300 for Blue Cash Preferred Card from American Express. Updated May 31, 2026. Source: https://cardcurator.ai/compare/bank-of-america-premium-rewards-vs-blue-cash-preferred-card-from-american-express
- Bank of America Premium Rewards wins 2 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: Bank of America Premium Rewards reaches 2x; Blue Cash Preferred Card from American Express reaches 6x.
- Annual fee: Bank of America Premium Rewards is $95/yr; Blue Cash Preferred Card from American Express is $95/yr.
- Current public bonus values are approximately $600 and $300.
Common Questions: Bank of America Premium Rewards vs Blue Cash Preferred Card from American Express
Is the Bank of America Premium Rewards or Blue Cash Preferred Card from American Express better for dining?
Bank of America Premium Rewards earns 2x on dining; Blue Cash Preferred Card from American Express has no dining bonus.
Which has the higher signup bonus in 2026?
Bank of America Premium Rewards currently offers 60,000 pts signup bonus (spend $4,000 in 3 months). Blue Cash Preferred Card from American Express offers $300 signup bonus (spend $3,000 in 6 months). Bank of America Premium Rewards has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Bank of America Premium Rewards and the Blue Cash Preferred Card from American Express?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Bank of America Premium Rewards is from Bank of America and Blue Cash Preferred Card from American Express is from American Express, so they're governed by separate bank policies.