Card Comparison
American Express Gold Card vs Capital One Spark Cash Plus
See how these two cards stack up across fees, rewards, and signup bonuses.
Annual Fee
$325/yr
$150/yr
Foreign Fees
None
None
Signup Bonus
90,000 points
Spend $6,000 in 6 months
200,000 points
Spend $30,000 in 3 months
Top Earn Rates
- Restaurants (Worldwide) 4x
- U.S. Supermarkets 4x
- Flights (Direct or Amex Travel) 3x
- Hotels and rental cars booked through Capital One Travel 5x
- All Other Purchases 2x
Reward Type
miles
cashback
Key Credits
- Uber Cash
- Dining Credit
- Resy Credit
None