American Express Gold Card vs Bilt Palladium Card
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- Restaurants (Worldwide) 4x
- U.S. Supermarkets 4x
- Flights (Direct or Amex Travel) 3x
- Dining 6x
- Travel 3x
- Rent 2x
- Uber Cash $10
- Dining Credit $10
- Resy Credit $100
- +1 more
- Bilt Travel Hotel Credit $200
- $200 Bilt Cash $200
- Priority Pass $469
- The Hotel Collection Access
- Baggage Insurance Plan
- Trip Delay Insurance
- Priority Pass Select
- Marriott Bonvoy Gold Elite Status
- IHG One Rewards Platinum Elite Status
- +2 more
- Flying Blue
- Delta SkyMiles
- True Blue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
- Atmos Rewards
- Avianca LifeMiles
- United MileagePlus
- Flying Blue
- Virgin Atlantic Flying Club
- +19 more
Common Questions: American Express Gold Card vs Bilt Palladium Card
Is the American Express Gold Card or Bilt Palladium Card better for dining?
American Express Gold Card earns 4x on dining; Bilt Palladium Card earns 6x on dining. Bilt Palladium Card wins for dining.
Which has the higher signup bonus in 2026?
American Express Gold Card currently offers 90,000 pts signup bonus (spend $6,000 in 6 months). Bilt Palladium Card offers 50,000 pts signup bonus (spend $4,000 in 3 months). American Express Gold Card has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the American Express Gold Card and the Bilt Palladium Card?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. American Express Gold Card is from American Express and Bilt Palladium Card is from Cardless, so they're governed by separate bank policies.