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CardCurator — Rewards Intelligence
Card Comparison

American Express Business Gold Card vs Delta SkyMiles Reserve Business Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

American Express Business Gold Card card art
American Express Membership Rewards
American Express Business Gold Card
American Express
More Info
Delta SkyMiles Reserve Business Card card art
Delta SkyMiles
Delta SkyMiles Reserve Business Card
American Express
More Info
Annual Fee
$375/yr
$650/yr
Foreign Fees
None
None
Signup Bonus
100,000 points
Spend $15,000 in 3 months
125,000 points
Spend $15,000 in 6 months
Top Earn Rates
  • Electronics & Technology 4x
  • U.S. Advertising (Social Media, Search Engines) 4x
  • U.S. Shipping 4x
  • Delta Purchases 3x
  • Transit/Rideshares 1.5x
  • U.S. Shipping Providers 1.5x
Reward Type
miles
miles
Key Credits
  • Walmart+ Membership $12.95
  • Flexible Business Credit $20
  • SquareSpace.com $150
  • Statement Credit $10
  • Statement Credit $20
Card Perks
  • The Hotel Collection Access
  • Baggage Insurance Plan
  • Delta Sky Club Access
  • First Checked Bag Free
  • Priority Boarding
  • +2 more
Spend Milestones
No milestones
  • Unlimited Delta Sky Club Access
    After $75,000 spend
Transfer Partners
  • Flying Blue
  • Delta SkyMiles
  • True Blue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more
No transfer partners
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Common Questions: American Express Business Gold Card vs Delta SkyMiles Reserve Business Card

Is the American Express Business Gold Card or Delta SkyMiles Reserve Business Card better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

American Express Business Gold Card currently offers 100,000 pts signup bonus (spend $15,000 in 3 months). Delta SkyMiles Reserve Business Card offers 125,000 pts signup bonus (spend $15,000 in 6 months). American Express Business Gold Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the American Express Business Gold Card and the Delta SkyMiles Reserve Business Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from American Express, so check their specific application rules.