American Express Business Gold Card vs Chase Freedom Unlimited
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- Electronics & Technology 4x
- U.S. Advertising (Social Media, Search Engines) 4x
- U.S. Shipping 4x
- Chase Travel 5x
- Dining 3x
- Drugstores 3x
- Walmart+ Membership $12.95
- Flexible Business Credit $20
- SquareSpace.com $150
- The Hotel Collection Access
- Baggage Insurance Plan
- Flying Blue
- Delta SkyMiles
- True Blue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +9 more
Common Questions: American Express Business Gold Card vs Chase Freedom Unlimited
Is the American Express Business Gold Card or Chase Freedom Unlimited better for dining?
American Express Business Gold Card has no dining bonus; Chase Freedom Unlimited earns 3x on dining.
Which has the higher signup bonus in 2026?
American Express Business Gold Card currently offers 200,000 pts signup bonus (spend $15,000 in 3 months). Chase Freedom Unlimited offers 25,000 pts signup bonus (spend $500 in 3 months). American Express Business Gold Card has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the American Express Business Gold Card and the Chase Freedom Unlimited?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. American Express Business Gold Card is from American Express and Chase Freedom Unlimited is from Chase, so they're governed by separate bank policies.