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CardCurator — Rewards Intelligence
Card Comparison

American Express Business Gold Card vs American Express Gold Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

American Express Business Gold Card card art
American Express Membership Rewards
American Express Business Gold Card
American Express
More Info
American Express Gold Card card art
American Express Membership Rewards
American Express Gold Card
American Express
More Info
Annual Fee
$375/yr
$325/yr
Foreign Fees
None
None
Signup Bonus
100,000 points
Spend $15,000 in 3 months
90,000 points
Spend $6,000 in 6 months
Top Earn Rates
  • Electronics & Technology 4x
  • U.S. Advertising (Social Media, Search Engines) 4x
  • U.S. Shipping 4x
  • Restaurants (Worldwide) 4x
  • U.S. Supermarkets 4x
  • Flights (Direct or Amex Travel) 3x
Reward Type
miles
miles
Key Credits
  • Walmart+ Membership $12.95
  • Flexible Business Credit $20
  • SquareSpace.com $150
  • Uber Cash $10
  • Dining Credit $10
  • Resy Credit $100
  • +1 more
Card Perks
  • The Hotel Collection Access
  • Baggage Insurance Plan
  • The Hotel Collection Access
  • Baggage Insurance Plan
  • Trip Delay Insurance
Transfer Partners
  • Flying Blue
  • Delta SkyMiles
  • True Blue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more
  • Flying Blue
  • Delta SkyMiles
  • True Blue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more
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Common Questions: American Express Business Gold Card vs American Express Gold Card

Is the American Express Business Gold Card or American Express Gold Card better for dining?

American Express Business Gold Card has no dining bonus; American Express Gold Card earns 4x on dining.

Which has the higher signup bonus in 2026?

American Express Business Gold Card currently offers 100,000 pts signup bonus (spend $15,000 in 3 months). American Express Gold Card offers 90,000 pts signup bonus (spend $6,000 in 6 months). American Express Business Gold Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the American Express Business Gold Card and the American Express Gold Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from American Express, so check their specific application rules.