Card Comparison
Amazon Visa vs Discover it Cash Back
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
25,000 points
See issuer
Top Earn Rates
- Amazon.com purchases 3x
- Amazon Fresh purchases 3x
- Whole Foods Market purchases 3x
- Rotating Quarterly Categories 5x
- All Other Purchases 1x
Reward Type
miles
cashback
Key Credits
None
None
Transfer Partners
No transfer partners
Cash back only
Common Questions: Amazon Visa vs Discover it Cash Back
Is the Amazon Visa or Discover it Cash Back better for dining?
Amazon Visa earns 2x on dining; Discover it Cash Back has no dining bonus.
Which has the higher signup bonus in 2026?
Amazon Visa currently offers 25,000 pts signup bonus. Discover it Cash Back offers $200 signup bonus. Amazon Visa has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Amazon Visa and the Discover it Cash Back?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Amazon Visa is from Chase and Discover it Cash Back is from Discover, so they're governed by separate bank policies.