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Card Comparison

Air France KLM World Elite Mastercard vs Hilton Honors American Express Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Air France KLM World Elite Mastercard card art
Flying Blue
Air France KLM World Elite Mastercard
Bank of America
More Info
Hilton Honors American Express Card card art
Hilton Honors
Hilton Honors American Express Card
American Express
More Info
Annual Fee
$89/yr
No annual fee
Foreign Fees
None
None
Signup Bonus
75,000 points
Spend $3,000 in 3 months
70,000 points
Spend $2,000 in 6 months
Top Earn Rates
  • spent directly on Air France, KLM Royal Dutch Airlines and SkyTeam member airlines purchases 3x
  • All Other Purchases 1.2x
  • hotels and resorts in the Hilton portfolio 7x
  • Dining At U.S. restaurants, including takeout and delivery, Groceries At U.S. supermarkets, Gas At U.S. gas stations 5x
  • All Other Purchases 3x
Reward Type
miles
miles
Key Credits
None
None
Card Perks
None listed
  • Hilton Honors Silver Status
Spend Milestones
  • 5000 Miles every year
    After $50 spend
No milestones
Transfer Partners
No transfer partners
No transfer partners
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Common Questions: Air France KLM World Elite Mastercard vs Hilton Honors American Express Card

Is the Air France KLM World Elite Mastercard or Hilton Honors American Express Card better for dining?

Air France KLM World Elite Mastercard has no dining bonus; Hilton Honors American Express Card earns 5x on dining.

Which has the higher signup bonus in 2026?

Air France KLM World Elite Mastercard currently offers 75,000 pts signup bonus (spend $3,000 in 3 months). Hilton Honors American Express Card offers 70,000 pts signup bonus (spend $2,000 in 6 months). Air France KLM World Elite Mastercard has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Air France KLM World Elite Mastercard and the Hilton Honors American Express Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Air France KLM World Elite Mastercard is from Bank of America and Hilton Honors American Express Card is from American Express, so they're governed by separate bank policies.