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Aeroplan Card vs Chase Sapphire Preferred

Compare fees, current offers, and listed rewards. Add your preferences to see which card may fit better.

Headline comparison

Chase Sapphire Preferred leads on the listed facts.

Chase Sapphire Preferred leads on 3 of 4 headline comparisons: annual fee, estimated welcome bonus, highest listed earn rate, and annual listed credits. This is a starting point; category restrictions and the benefits you actually use can change the better fit.

Choose Chase Sapphire Preferred if…

Best if you care most about stronger category earning on everyday spend.

Choose Aeroplan Card instead if…

Best if your main priority is the larger current welcome offer.

Headline comparison · not personalized

This comparison has not assessed your spending or eligibility. Listed credits are potential benefits, not savings; earn-rate caps and redemption choices can change their value.

What leads on the listed facts

  • Chase Sapphire Preferred wins 3 of 4 comparison categories in CardCurator's quick verdict model.
  • Top earn rate: Chase Sapphire Preferred reaches 5x; Aeroplan Card reaches 3x.
  • Annual fee: Chase Sapphire Preferred is $95/yr; Aeroplan Card is $195/yr.
  • Current public bonus values: Aeroplan Card ~$1150; Chase Sapphire Preferred ~$750.

Headline comparison · not personalized

This comparison has not assessed your spending or eligibility. Listed credits are potential benefits, not savings; earn-rate caps and redemption choices can change their value.

What happens after you click: if you use an application link, you will go directly to the issuer or affiliate partner. CardCurator may earn a referral fee, but the ranking here is based on card fit first.
Aeroplan Card card art
Air Canada Aeroplan
Aeroplan Card
Chase
Chase Sapphire Preferred card art
Chase Ultimate Rewards
Chase Sapphire Preferred
Chase

Why you can trust this answer

CardCurator compares measurable card economics first, then uses deeper rewards intelligence from program data, transfer partners, award charts, and live bonuses when a decision depends on the ecosystem behind the card rather than the card headline alone.

Light personalization

Personalize this answer without sharing sensitive data

Start with a few signals that usually decide close matchups: rough monthly spend, your top category, annual-fee tolerance, and whether you already hold either card.

This step is meant to break close ties without asking for uploads, account creation, or exact spending data.

Open Statement Analyzer
Before personalization

Chase Sapphire Preferred

Assumptions: default assumptions

No personal inputs have been applied. Add your spending focus, fee preference, or current cards to explore how the comparison changes.

Annual Fee
$195/yr
$95/yr
Foreign Fees
None
None
Signup Bonus
115,000 points
Spend $4,000 in 3 months
75,000 points
Spend $5,000 in 3 months
Top Earn Rates
  • Purchases made directly with Air Canada 3x
  • Travel purchases 3x
  • Dining, takeout, and eligible delivery services 3x
  • Chase Travel 5x
  • Dining 3x
  • Gas Stations 3x
Reward Type
miles
miles
Pts Value
~1.50¢/pt points · industry est.
~2.05¢/pt points · industry est.
Key Credits
  • Air Canada Annual Credit $100
  • Global Entry, TSA PreCheck, or NEXUS Fee Credit $120
  • Chase Travel Hotel Credit $100
  • Global Entry / TSA PreCheck / NEXUS Credit $120
  • DoorDash Monthly Promo $10
Card Perks
  • Automatic Aeroplan 25K Status
  • Free First Checked Bag
  • DashPass
  • Apple TV Benefit
  • 5x on Lyft Rides
  • +7 more
Spend Milestones
  • Aeroplan 35K Status after $75,000 in purchases during a calendar year
    After $75,000 spend
No milestones
Transfer Partners
No transfer partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Club
  • Flying Blue
  • +10 more

Quick summary

A short version of the comparison with the main differences at a glance.

Chase Sapphire Preferred leads on 3 of 4 headline comparisons: annual fee, estimated welcome bonus, highest listed earn rate, and annual listed credits. This is a starting point; category restrictions and the benefits you actually use can change the better fit. On raw upside, Chase Sapphire Preferred tops out at 5x versus 3x for Aeroplan Card. Current signup bonus values are roughly $1150 for Aeroplan Card and $750 for Chase Sapphire Preferred. Summary generated October 13, 2026. Source: https://cardcurator.ai/compare/aeroplan-card-vs-chase-sapphire-preferred

View source data
Winner
Chase Sapphire Preferred
3/4 categories · up to 5x
Runner-up
Aeroplan Card
1/4 categories · up to 3x
  • Chase Sapphire Preferred wins 3 of 4 comparison categories in CardCurator's quick verdict model.
  • Top earn rate: Chase Sapphire Preferred reaches 5x; Aeroplan Card reaches 3x.
  • Annual fee: Chase Sapphire Preferred is $95/yr; Aeroplan Card is $195/yr.
  • Current public bonus values: Aeroplan Card ~$1150; Chase Sapphire Preferred ~$750.

Common Questions: Aeroplan Card vs Chase Sapphire Preferred

Is the Aeroplan Card or Chase Sapphire Preferred better for dining?

Aeroplan Card earns 3x on dining; Chase Sapphire Preferred earns 3x on dining. Aeroplan Card wins for dining.

Which has the higher signup bonus in 2026?

Aeroplan Card currently offers 115,000 points (spend $4,000 in 3 months). Chase Sapphire Preferred offers 75,000 points (spend $5,000 in 3 months). Aeroplan Card has the larger bonus.

Which card is better for international travel?

Aeroplan Card: no foreign transaction fee listed. Chase Sapphire Preferred: no foreign transaction fee listed. Check the issuer's current terms before using a card abroad.

Can I hold both the Aeroplan Card and the Chase Sapphire Preferred?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Chase, so check their specific application rules.

Keep Researching

If this matchup is close, the stronger next step is usually to read the full card reviews or use a broader ranking page instead of comparing random pairs one by one.