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Quick Answer

The Chase Sapphire Preferred edges out the Aeroplan Card for most cardholders — it wins on 3 of 4 comparison categories and offers 100,000 pts signup bonus earns more (up to 5x vs 3x). The Aeroplan Card is the better choice if you prioritize a different rewards ecosystem.

Compare-first recommendation

Aeroplan Card vs Chase Sapphire Preferred

Get the clearer winner first, see the specific exception case, and only personalize further if the decision is genuinely close.

Best next move

Chase Sapphire Preferred is the better choice for most people.

Chase Sapphire Preferred wins the measurable comparison on this page. Choose Aeroplan Card only if best if this rewards ecosystem fits the cards and travel programs you already use..

Best for most people

Best if your main priority is the larger current welcome offer.

Review Chase Sapphire Preferred
Choose the other card if...

Best if this rewards ecosystem fits the cards and travel programs you already use.

Review Aeroplan Card

Why we picked this winner

  • Chase Sapphire Preferred wins 3 of 4 comparison categories in CardCurator's quick verdict model.
  • Top earn rate: Chase Sapphire Preferred reaches 5x; Aeroplan Card reaches 3x.
  • Annual fee: Chase Sapphire Preferred is $95/yr; Aeroplan Card is $95/yr.
  • Current public bonus values are approximately $12 and $1000.

High-confidence recommendation

The winner has a clear edge in multiple measurable categories, so most readers do not need a deeper personalization step before acting.

What happens after you click: if you use an application link, you will go directly to the issuer or affiliate partner. CardCurator may earn a referral fee, but the ranking here is based on card fit first.

Which Card Comes Out Ahead?

Chase Sapphire Preferred is the stronger all-around option for most people in this matchup because it wins more measurable categories in our scoring model. Aeroplan Card still makes sense if your spending pattern lines up better with its fee profile, issuer rules, or rewards ecosystem.

Aeroplan Card

Best if this rewards ecosystem fits the cards and travel programs you already use.

Chase Sapphire Preferred

Best if your main priority is the larger current welcome offer.

Aeroplan Card card art
Air Canada Aeroplan
Aeroplan Card
Chase
More Info
Chase Sapphire Preferred card art
Chase Ultimate Rewards
Chase Sapphire Preferred
Chase
More Info

Why you can trust this answer

CardCurator compares measurable card economics first, then uses deeper rewards intelligence from program data, transfer partners, award charts, and live bonuses when a decision depends on the ecosystem behind the card rather than the card headline alone.

Light personalization

Personalize this answer without sharing sensitive data

Start with a few signals that usually decide close matchups: rough monthly spend, your top category, annual-fee tolerance, and whether you already hold either card.

This step is meant to break close ties without asking for uploads, account creation, or exact spending data.

Skip to full statement review
Current recommendation

Chase Sapphire Preferred

Assumptions: default assumptions

Chase Sapphire Preferred still comes out ahead after a light personalization pass, which suggests the recommendation is fairly robust.

Annual Fee
$95/yr
$95/yr
Foreign Fees
None
None
Signup Bonus
85,000 points
Spend $4,000 in 3 months
was 100k pts
100,000 points
Spend $5,000 in 3 months
was 75k pts
Top Earn Rates
  • purchases made directly with Air Canada, dining at restaurants, including takeout and eligible delivery services, grocery stores 3x
  • All Other Travel 1.5x
  • All Other Purchases 1x
  • Chase Travel 5x
  • Dining 3x
  • Gas Stations 3x
Reward Type
miles
miles
Pts Value
~1.50¢/pt points · industry est.
~1.50¢/pt points · industry est.
Key Credits
None
  • Chase Travel Hotel Credit $100
  • Global Entry / TSA PreCheck / NEXUS Credit $120
  • DoorDash Monthly Promo $10
Card Perks
None listed
  • DashPass
  • Apple TV Benefit
  • 5x on Lyft Rides
  • +7 more
Spend Milestones
  • Plus, 25,000 bonus points after you spend $20,000 on purchase in 12 months from account opening
    After $20,000 spend
  • 500 bonus points for every $2,000 you spend in a calendar month - up to 1,500 points per month
    After $2,000 spend
No milestones
Transfer Partners
No transfer partners
  • JetBlue TrueBlue
  • Singapore KrisFlyer
  • Iberia Plus
  • Marriott Bonvoy
  • Wyndham Rewards
  • +10 more

Quick summary

A short version of the comparison with the main differences at a glance.

The Chase Sapphire Preferred edges out the Aeroplan Card for most cardholders — it wins on 3 of 4 comparison categories and offers 100,000 pts signup bonus earns more (up to 5x vs 3x). The Aeroplan Card is the better choice if you prioritize a different rewards ecosystem. On raw upside, Chase Sapphire Preferred tops out at 5x versus 3x for Aeroplan Card. Current signup bonus values are roughly $12 for Aeroplan Card and $1000 for Chase Sapphire Preferred. Summary generated July 26, 2026. Source: https://cardcurator.ai/compare/aeroplan-card-vs-chase-sapphire-preferred

View source data
Winner
Chase Sapphire Preferred
3/4 categories · up to 5x
Runner-up
Aeroplan Card
0/4 categories · up to 3x
  • Chase Sapphire Preferred wins 3 of 4 comparison categories in CardCurator's quick verdict model.
  • Top earn rate: Chase Sapphire Preferred reaches 5x; Aeroplan Card reaches 3x.
  • Annual fee: Chase Sapphire Preferred is $95/yr; Aeroplan Card is $95/yr.
  • Current public bonus values are approximately $12 and $1000.

Common Questions: Aeroplan Card vs Chase Sapphire Preferred

Is the Aeroplan Card or Chase Sapphire Preferred better for dining?

Aeroplan Card earns 3x on dining; Chase Sapphire Preferred earns 3x on dining. Aeroplan Card wins for dining.

Which has the higher signup bonus in 2026?

Aeroplan Card currently offers 85,000 pts signup bonus (spend $4,000 in 3 months). Chase Sapphire Preferred offers 100,000 pts signup bonus (spend $5,000 in 3 months). Chase Sapphire Preferred has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Aeroplan Card and the Chase Sapphire Preferred?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Chase, so check their specific application rules.

Keep Researching

If this matchup is close, the stronger next step is usually to read the full card reviews or use a broader ranking page instead of comparing random pairs one by one.

Best next move
Chase Sapphire Preferred
Chase Sapphire Preferred is the stronger next step if you want to stop reopening the same comparison and move toward a real application decision.