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CardCurator — Rewards Intelligence
Card Comparison

Aer Lingus Visa vs IHG One Rewards Premier Credit Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Aer Lingus Visa card art
Aer Lingus AerClub
Aer Lingus Visa
Chase
More Info
IHG One Rewards Premier Credit Card card art
IHG One Rewards
IHG One Rewards Premier Credit Card
Chase
More Info
Annual Fee
$95/yr
$99/yr
Foreign Fees
None
None
Signup Bonus
85,000 points
Spend $5,000 in 3 months
175,000 points
Spend $5,000 in 3 months
Top Earn Rates
  • British Airways, Aer Lingus, and Iberia 3x
  • hotel accommodations when booked directly with the hotel. 2x
  • All Other Purchases 1x
  • IHG Hotels and Resorts 10x
  • Travel 5x
  • Dining 5x
Reward Type
miles
miles
Key Credits
None
  • Statement Credit $100
  • Statement Credit $120
  • Statement Credit $50
Card Perks
  • Priority Boarding on Aer Lingus flights from and to the US & Ireland
  • 4th award night free
  • Platinum Elite Status
Spend Milestones
  • Commercial Companion Ticket each year Every calendar year you make purchases of $30,000 on your Aer Lingus Visa Signature Card, you'll receive an economy companion ticket good for 12 months.
    After $30,000 spend
  • 100 Statement Credit
    After $20,000 spend
  • 10000 points
    After $20,000 spend
Transfer Partners
No transfer partners
No transfer partners
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Common Questions: Aer Lingus Visa vs IHG One Rewards Premier Credit Card

Is the Aer Lingus Visa or IHG One Rewards Premier Credit Card better for dining?

Aer Lingus Visa has no dining bonus; IHG One Rewards Premier Credit Card earns 5x on dining.

Which has the higher signup bonus in 2026?

Aer Lingus Visa currently offers 85,000 pts signup bonus (spend $5,000 in 3 months). IHG One Rewards Premier Credit Card offers 175,000 pts signup bonus (spend $5,000 in 3 months). Aer Lingus Visa has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Aer Lingus Visa and the IHG One Rewards Premier Credit Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Chase, so check their specific application rules.