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Quick Answer

The United Club℠ Infinite Card edges out the AAdvantage Platinum Select World Elite Mastercard for most cardholders — it wins on 3 of 4 comparison categories and offers 110,000 pts signup bonus earns more (up to 5x vs 2x). The AAdvantage Platinum Select World Elite Mastercard is the better choice if you want no or lower annual fee.

Card Comparison

AAdvantage Platinum Select World Elite Mastercard vs United Club℠ Infinite Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

AAdvantage Platinum Select World Elite Mastercard card art
AAdvantage
AAdvantage Platinum Select World Elite Mastercard
Citi
More Info
United Club℠ Infinite Card card art
United MileagePlus
United Club℠ Infinite Card
Chase
More Info

Comparison Method

CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.

Annual Fee
$99/yr
$695/yr
Foreign Fees
None
None
Signup Bonus
80,000 points
Spend $1,000 in 3 months
was 80k pts
110,000 points
Spend $5,000 in 3 months
was 90k pts
Top Earn Rates
  • Restaurants 2x
  • Gas Stations 2x
  • Eligible American Airlines Purchases 2x
  • United Purchases 5x
  • Dining 2x
  • All Other Travel 2x
Reward Type
miles
miles
Pts Value
~1.70¢/pt miles · industry est.
~1.30¢/pt miles · industry est.
Key Credits
  • Statement Credit $180
  • Global Entry / TSA PreCheck / NEXUS Credit $120
  • Renowned Hotels Credit $200
  • Rideshare Credit $150
  • +3 more
Card Perks
None listed
  • United Club Membership
  • Free First and Second Checked Bags
  • Premier Access
  • +1 more
Spend Milestones
  • Annual Fee - Waived First Year
    After $1 spend
No milestones
Transfer Partners
No transfer partners
No transfer partners

Quick summary

A short version of the comparison with the main differences at a glance.

The United Club℠ Infinite Card edges out the AAdvantage Platinum Select World Elite Mastercard for most cardholders — it wins on 3 of 4 comparison categories and offers 110,000 pts signup bonus earns more (up to 5x vs 2x). The AAdvantage Platinum Select World Elite Mastercard is the better choice if you want no or lower annual fee. On raw upside, United Club℠ Infinite Card tops out at 5x versus 2x for AAdvantage Platinum Select World Elite Mastercard. Current signup bonus values are roughly $800 for AAdvantage Platinum Select World Elite Mastercard and $1100 for United Club℠ Infinite Card. Updated May 30, 2026. Source: https://cardcurator.ai/compare/aadvantage-platinum-select-world-elite-mastercard-vs-united-club

View source data
Winner
United Club℠ Infinite Card
3/4 categories · up to 5x
Runner-up
AAdvantage Platinum Select World Elite Mastercard
1/4 categories · up to 2x
  • United Club℠ Infinite Card wins 3 of 4 comparison categories in CardCurator's quick verdict model.
  • Top earn rate: United Club℠ Infinite Card reaches 5x; AAdvantage Platinum Select World Elite Mastercard reaches 2x.
  • Annual fee: United Club℠ Infinite Card is $695/yr; AAdvantage Platinum Select World Elite Mastercard is $99/yr.
  • Current public bonus values are approximately $800 and $1100.

Common Questions: AAdvantage Platinum Select World Elite Mastercard vs United Club℠ Infinite Card

Is the AAdvantage Platinum Select World Elite Mastercard or United Club℠ Infinite Card better for dining?

AAdvantage Platinum Select World Elite Mastercard earns 2x on dining; United Club℠ Infinite Card earns 2x on dining. AAdvantage Platinum Select World Elite Mastercard wins for dining.

Which has the higher signup bonus in 2026?

AAdvantage Platinum Select World Elite Mastercard currently offers 80,000 pts signup bonus (spend $1,000 in 3 months). United Club℠ Infinite Card offers 110,000 pts signup bonus (spend $5,000 in 3 months). United Club℠ Infinite Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the AAdvantage Platinum Select World Elite Mastercard and the United Club℠ Infinite Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. AAdvantage Platinum Select World Elite Mastercard is from Citi and United Club℠ Infinite Card is from Chase, so they're governed by separate bank policies.