Skip to main content
CardCurator — Rewards Intelligence
Card Comparison

AAdvantage Platinum Select World Elite Mastercard vs IHG One Rewards Premier Credit Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

AAdvantage Platinum Select World Elite Mastercard card art
AAdvantage
AAdvantage Platinum Select World Elite Mastercard
Citi
More Info
IHG One Rewards Premier Credit Card card art
IHG One Rewards
IHG One Rewards Premier Credit Card
Chase
More Info
Annual Fee
$99/yr
$99/yr
Foreign Fees
None
None
Signup Bonus
50,000 points
Spend $2,500 in 2 months
175,000 points
Spend $5,000 in 3 months
Top Earn Rates
  • Restaurants 2x
  • Gas Stations 2x
  • Eligible American Airlines Purchases 2x
  • IHG Hotels and Resorts 10x
  • Travel 5x
  • Dining 5x
Reward Type
miles
miles
Key Credits
  • Statement Credit $180
  • Statement Credit $100
  • Statement Credit $120
  • Statement Credit $50
Card Perks
None listed
  • 4th award night free
  • Platinum Elite Status
Spend Milestones
  • Annual Fee - Waived First Year
    After $1 spend
  • 100 Statement Credit
    After $20,000 spend
  • 10000 points
    After $20,000 spend
Transfer Partners
No transfer partners
No transfer partners
Open full comparison tool Compare more cards

Common Questions: AAdvantage Platinum Select World Elite Mastercard vs IHG One Rewards Premier Credit Card

Is the AAdvantage Platinum Select World Elite Mastercard or IHG One Rewards Premier Credit Card better for dining?

AAdvantage Platinum Select World Elite Mastercard earns 2x on dining; IHG One Rewards Premier Credit Card earns 5x on dining. IHG One Rewards Premier Credit Card wins for dining.

Which has the higher signup bonus in 2026?

AAdvantage Platinum Select World Elite Mastercard currently offers 50,000 pts signup bonus (spend $2,500 in 2 months). IHG One Rewards Premier Credit Card offers 175,000 pts signup bonus (spend $5,000 in 3 months). IHG One Rewards Premier Credit Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the AAdvantage Platinum Select World Elite Mastercard and the IHG One Rewards Premier Credit Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. AAdvantage Platinum Select World Elite Mastercard is from Citi and IHG One Rewards Premier Credit Card is from Chase, so they're governed by separate bank policies.