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Card Comparison

AAdvantage Platinum Select World Elite Mastercard vs Delta SkyMiles Reserve Business Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

AAdvantage Platinum Select World Elite Mastercard card art
AAdvantage
AAdvantage Platinum Select World Elite Mastercard
Citi
More Info
Delta SkyMiles Reserve Business Card card art
Delta SkyMiles
Delta SkyMiles Reserve Business Card
American Express
More Info
Annual Fee
$99/yr
$650/yr
Foreign Fees
None
None
Signup Bonus
50,000 points
Spend $2,500 in 2 months
125,000 points
Spend $15,000 in 6 months
Top Earn Rates
  • Restaurants 2x
  • Gas Stations 2x
  • Eligible American Airlines Purchases 2x
  • Delta Purchases 3x
  • Transit/Rideshares 1.5x
  • U.S. Shipping Providers 1.5x
Reward Type
miles
miles
Key Credits
  • Statement Credit $180
  • Statement Credit $10
  • Statement Credit $20
Card Perks
None listed
  • Delta Sky Club Access
  • First Checked Bag Free
  • Priority Boarding
  • +2 more
Spend Milestones
  • Annual Fee - Waived First Year
    After $1 spend
  • Unlimited Delta Sky Club Access
    After $75,000 spend
Transfer Partners
No transfer partners
No transfer partners
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Common Questions: AAdvantage Platinum Select World Elite Mastercard vs Delta SkyMiles Reserve Business Card

Is the AAdvantage Platinum Select World Elite Mastercard or Delta SkyMiles Reserve Business Card better for dining?

AAdvantage Platinum Select World Elite Mastercard earns 2x on dining; Delta SkyMiles Reserve Business Card has no dining bonus.

Which has the higher signup bonus in 2026?

AAdvantage Platinum Select World Elite Mastercard currently offers 50,000 pts signup bonus (spend $2,500 in 2 months). Delta SkyMiles Reserve Business Card offers 125,000 pts signup bonus (spend $15,000 in 6 months). Delta SkyMiles Reserve Business Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the AAdvantage Platinum Select World Elite Mastercard and the Delta SkyMiles Reserve Business Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. AAdvantage Platinum Select World Elite Mastercard is from Citi and Delta SkyMiles Reserve Business Card is from American Express, so they're governed by separate bank policies.