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Card Comparison

AAdvantage Platinum Select World Elite Mastercard vs Chase Sapphire Reserve Business

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

AAdvantage Platinum Select World Elite Mastercard card art
AAdvantage
AAdvantage Platinum Select World Elite Mastercard
Citi
More Info
Chase Sapphire Reserve Business card art
Chase Ultimate Rewards
Chase Sapphire Reserve Business
Chase
More Info
Annual Fee
$99/yr
$795/yr
Foreign Fees
None
None
Signup Bonus
50,000 points
Spend $2,500 in 2 months
200,000 points
Spend $30,000 in 6 months
Top Earn Rates
  • Restaurants 2x
  • Gas Stations 2x
  • Eligible American Airlines Purchases 2x
  • Chase Travel (including The Edit) 8x
  • Lyft rides 5x
  • flights & hotels booked direct 4x
Reward Type
miles
miles
Key Credits
  • Statement Credit $180
  • Annual Travel Credit $300
  • Stays with the Edit $250
  • Priority Pass Select Membership $429
  • +1 more
Card Perks
None listed
  • Chase Sapphire Lounge (~$200/yr)
Spend Milestones
  • Annual Fee - Waived First Year
    After $1 spend
No milestones
Transfer Partners
No transfer partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more

Common Questions: AAdvantage Platinum Select World Elite Mastercard vs Chase Sapphire Reserve Business

Is the AAdvantage Platinum Select World Elite Mastercard or Chase Sapphire Reserve Business better for dining?

AAdvantage Platinum Select World Elite Mastercard earns 2x on dining; Chase Sapphire Reserve Business has no dining bonus.

Which has the higher signup bonus in 2026?

AAdvantage Platinum Select World Elite Mastercard currently offers 50,000 pts signup bonus (spend $2,500 in 2 months). Chase Sapphire Reserve Business offers 200,000 pts signup bonus (spend $30,000 in 6 months). Chase Sapphire Reserve Business has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the AAdvantage Platinum Select World Elite Mastercard and the Chase Sapphire Reserve Business?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. AAdvantage Platinum Select World Elite Mastercard is from Citi and Chase Sapphire Reserve Business is from Chase, so they're governed by separate bank policies.