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Card Comparison

AAdvantage Platinum Select World Elite Mastercard vs American Express Business Gold Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

AAdvantage Platinum Select World Elite Mastercard card art
AAdvantage
AAdvantage Platinum Select World Elite Mastercard
Citi
More Info
American Express Business Gold Card card art
American Express Membership Rewards
American Express Business Gold Card
American Express
More Info
Annual Fee
$99/yr
$375/yr
Foreign Fees
None
None
Signup Bonus
50,000 points
Spend $2,500 in 2 months
100,000 points
Spend $15,000 in 3 months
Top Earn Rates
  • Restaurants 2x
  • Gas Stations 2x
  • Eligible American Airlines Purchases 2x
  • Electronics & Technology 4x
  • U.S. Advertising (Social Media, Search Engines) 4x
  • U.S. Shipping 4x
Reward Type
miles
miles
Key Credits
  • Statement Credit $180
  • Walmart+ Membership $12.95
  • Flexible Business Credit $20
  • SquareSpace.com $150
Card Perks
None listed
  • The Hotel Collection Access
  • Baggage Insurance Plan
Spend Milestones
  • Annual Fee - Waived First Year
    After $1 spend
No milestones
Transfer Partners
No transfer partners
  • Flying Blue
  • Delta SkyMiles
  • True Blue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more
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Common Questions: AAdvantage Platinum Select World Elite Mastercard vs American Express Business Gold Card

Is the AAdvantage Platinum Select World Elite Mastercard or American Express Business Gold Card better for dining?

AAdvantage Platinum Select World Elite Mastercard earns 2x on dining; American Express Business Gold Card has no dining bonus.

Which has the higher signup bonus in 2026?

AAdvantage Platinum Select World Elite Mastercard currently offers 50,000 pts signup bonus (spend $2,500 in 2 months). American Express Business Gold Card offers 100,000 pts signup bonus (spend $15,000 in 3 months). American Express Business Gold Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the AAdvantage Platinum Select World Elite Mastercard and the American Express Business Gold Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. AAdvantage Platinum Select World Elite Mastercard is from Citi and American Express Business Gold Card is from American Express, so they're governed by separate bank policies.