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CardCurator — Rewards Intelligence
Card Comparison

AAdvantage Executive World Elite Mastercard vs Atmos Rewards Summit

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

AAdvantage Executive World Elite Mastercard card art
AAdvantage
AAdvantage Executive World Elite Mastercard
Citi
More Info
Atmos Rewards Summit card art
Atmos Rewards
Atmos Rewards Summit
Bank of America
More Info
Annual Fee
$595/yr
$395/yr
Foreign Fees
None
None
Signup Bonus
100,000 points
Spend $10,000 in 3 months
100,000 points
Spend $6,000 in 3 months
Top Earn Rates
  • Eligible Hotels and Car Rentals through AA partner portals 10x
  • Eligible American Airlines Purchases 4x
  • All Other Purchases 1x
  • dining, foreign transaction, Alaska Airlines and Hawaiian Airlines 3x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
  • Statement Credit $120
  • Statement Credit $120
  • Statement Credit $120
  • +1 more
  • Annual Travel Credit $200
Card Perks
  • Complimentary Admirals Club membership (valued at up to $850) - access to nearly 50 Admirals Clubs and 60+ partner lounges worldwide
  • Free checked bag (~$70/yr)
  • 8 Alaska Lounge Passes (~$520/yr)
  • TSA PreCheck® or Global Entry (~$118/yr)
  • +2 more
Spend Milestones
  • Earn a 10,000 Loyalty Points bonus after reaching 50,000 Loyalty Points in a status qualification year.
    After $50,000 spend
  • Earn another 10,000 Loyalty Points bonus after reaching 90,000 Loyalty Points in the same status qualification year.
    After $90,000 spend
  • 100,000-point Global Companion Award
    After $60,000 spend
Transfer Partners
No transfer partners
No transfer partners
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Common Questions: AAdvantage Executive World Elite Mastercard vs Atmos Rewards Summit

Is the AAdvantage Executive World Elite Mastercard or Atmos Rewards Summit better for dining?

AAdvantage Executive World Elite Mastercard has no dining bonus; Atmos Rewards Summit earns 3x on dining.

Which has the higher signup bonus in 2026?

AAdvantage Executive World Elite Mastercard currently offers 100,000 pts signup bonus (spend $10,000 in 3 months). Atmos Rewards Summit offers 100,000 pts signup bonus (spend $6,000 in 3 months). AAdvantage Executive World Elite Mastercard has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the AAdvantage Executive World Elite Mastercard and the Atmos Rewards Summit?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. AAdvantage Executive World Elite Mastercard is from Citi and Atmos Rewards Summit is from Bank of America, so they're governed by separate bank policies.