Skip to main content
CardCurator — Rewards Intelligence
Card Comparison

AAdvantage Business World Elite Mastercard vs United Explorer

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

AAdvantage Business World Elite Mastercard card art
AAdvantage
AAdvantage Business World Elite Mastercard
Citi
More Info
United Explorer card art
United MileagePlus
United Explorer
Chase
More Info
Annual Fee
$99/yr
$150/yr
Foreign Fees
None
None
Signup Bonus
75,000 points
Spend $5,000 in 3 months
85,000 points
Spend $3,000 in 3 months
Top Earn Rates
  • American Airlines purchases 2x
  • telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations 2x
  • All Other Purchases 1x
  • United Purchases 2x
  • Restaurant Purchases 2x
  • Hotel Stays 2x
Reward Type
miles
miles
Key Credits
None
  • Statement Credit $5
  • Statement Credit $50
  • Statement Credit $50
  • +1 more
Card Perks
  • First Checked Bag Free (~$70/yr)
  • 2 United Club one-time passes per year
Transfer Partners
No transfer partners
No transfer partners
Open full comparison tool Compare more cards

Common Questions: AAdvantage Business World Elite Mastercard vs United Explorer

Is the AAdvantage Business World Elite Mastercard or United Explorer better for dining?

AAdvantage Business World Elite Mastercard has no dining bonus; United Explorer earns 2x on dining.

Which has the higher signup bonus in 2026?

AAdvantage Business World Elite Mastercard currently offers 75,000 pts signup bonus (spend $5,000 in 3 months). United Explorer offers 85,000 pts signup bonus (spend $3,000 in 3 months). AAdvantage Business World Elite Mastercard has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the AAdvantage Business World Elite Mastercard and the United Explorer?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. AAdvantage Business World Elite Mastercard is from Citi and United Explorer is from Chase, so they're governed by separate bank policies.