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Card Comparison

AAdvantage Business World Elite Mastercard vs Southwest Performance Business

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

AAdvantage Business World Elite Mastercard card art
AAdvantage
AAdvantage Business World Elite Mastercard
Citi
More Info
Southwest Performance Business card art
Southwest Rapid Rewards
Southwest Performance Business
Chase
More Info
Annual Fee
$99/yr
$299/yr
Foreign Fees
None
None
Signup Bonus
75,000 points
Spend $5,000 in 3 months
80,000 points
Spend $5,000 in 3 months
Top Earn Rates
  • American Airlines purchases 2x
  • telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations 2x
  • All Other Purchases 1x
  • Southwest Airlines 4x
  • Rapid Rewards Hotel and Car Rental Partners 3x
  • Social Media and Search Engine Advertising, Internet, Cable and Phone Services 2x
Reward Type
miles
miles
Key Credits
None
  • WiFi Credit $8
  • Global Entry / TSA PreCheck $100
Card Perks
  • First Checked Bag Free (~$70/yr)
  • Four Upgraded Boardings Per Year
  • In-Flight WiFi Credits
  • 1,500 Tier Qualifying Points
  • +1 more
Spend Milestones
No milestones
  • 1,500 Tier Qualifying Points toward A-List status
    After $10,000 spend
Transfer Partners
No transfer partners
No transfer partners

Common Questions: AAdvantage Business World Elite Mastercard vs Southwest Performance Business

Is the AAdvantage Business World Elite Mastercard or Southwest Performance Business better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

AAdvantage Business World Elite Mastercard currently offers 75,000 pts signup bonus (spend $5,000 in 3 months). Southwest Performance Business offers 80,000 pts signup bonus (spend $5,000 in 3 months). AAdvantage Business World Elite Mastercard has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the AAdvantage Business World Elite Mastercard and the Southwest Performance Business?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. AAdvantage Business World Elite Mastercard is from Citi and Southwest Performance Business is from Chase, so they're governed by separate bank policies.