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CardCurator — Rewards Intelligence
Parking

Best Credit Card for Parking

Compare the top credit cards for parking garages, lots, and meters and find which one earns the most rewards.

Parking garages and lots often code as travel or transportation, earning elevated rates on travel-focused cards. Some urban-centric cards include monthly parking credits as a statement benefit.

Top Pick

Best Pick
Bilt Palladium Card card art
Bilt Rewards

Bilt Palladium Card

2x
points per dollar
4.0%
effective return
$495/yr
annual fee

2x base rate (no bonus for Parking)

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More Good Options

  • Blue Business Plus Credit Card from American Express card art
    American Express Membership Rewards
    Blue Business Plus Credit Card from American Express
    2x
    pts/dollar
    4.0%
    return

    2x base rate (no bonus for Parking)

    Learn more →
  • Capital One Venture Rewards card art
    Capital One
    Capital One Venture Rewards
    2x
    pts/dollar
    3.7%
    return

    2x base rate (no bonus for Parking)

    Learn more →
  • Citi Double Cash card art
    Citi ThankYou Points
    Citi Double Cash
    2x
    pts/dollar
    3.6%
    return

    2x base rate (no bonus for Parking)

    Learn more →
  • Chase Freedom Unlimited card art
    Chase Ultimate Rewards
    Chase Freedom Unlimited
    1.5x
    pts/dollar
    3.0%
    return

    1.5x base rate (no bonus for Parking)

    Learn more →
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Common Questions

What is the best credit card for Parking?

The Bilt Palladium Card is currently the top pick for parking garages, lots, and meters, earning 2x points per dollar — an effective 4.0% return.

How many points do you earn on Parking purchases?

The top-rated card for parking garages, lots, and meters, the Bilt Palladium Card, earns 2x per dollar — an effective return of 4.0%.

Is there a no-annual-fee card that earns rewards on Parking?

Yes — the Blue Business Plus Credit Card from American Express earns 2x on parking garages, lots, and meters with no annual fee (4.0% effective return).

Is a premium card worth the annual fee for Parking spending?

The Bilt Palladium Card ($495/yr) earns 2x on parking garages, lots, and meters. If you spend $1,031/month or more on parking, the rewards offset the annual fee — before counting travel credits and other perks.

Which card earns the most if I spend $500 per month on Parking?

Bilt Palladium Card: $240/yr, Blue Business Plus Credit Card from American Express: $240/yr, Capital One Venture Rewards: $222/yr. The Bilt Palladium Card earns the most at $500/month.

Do rotating category cards earn on Parking?

Some cards — like Chase Freedom Flex and Discover it — occasionally feature parking as a 5% bonus category for one quarter per year. Year-round, a dedicated parking card typically outperforms rotating category cards since you can't always count on the bonus.

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