Best Credit Card for Marriott
Compare the top credit cards for Marriott hotel stays and direct Marriott bookings and find which one earns the most rewards.
Top Pick
Marriott Bonvoy Brilliant
21x on hotels participating in Marriott Bonvoy
Before you click out
- This is the best fit only if you actually spend heavily on marriott.
- Make sure the $650 annual fee still makes sense for your total spend.
- If this is your pick, apply now and keep this page open in another tab for reference.
More Good Options
Capital OneCapital One Venture X Rewards10xpts/dollar18.5%return10x on Hotels (Capital One Travel) (travel portal only)
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Citi ThankYou PointsCiti Strata Elite12xpts/dollar18.0%return12x on Hotels (Citi Travel) (travel portal only)
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Chase Ultimate RewardsChase Sapphire Reserve8xpts/dollar16.0%return8x on Chase Travel (travel portal only)
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Credit One Bank Cash BackCredit One Bank Wander American Express Card10xpts/dollar10.0%return10x on Hotels (travel portal only)
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Rewards Calculator
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Quick summary
A short version of the recommendation with the main numbers and fallback option.
For Marriott hotel stays and direct Marriott bookings, Marriott Bonvoy Brilliant is currently our top overall pick at 21x, which works out to about 18.9% back using CardCurator's current point valuations. 21x on hotels participating in Marriott Bonvoy. At $500/month of spend, the top card is worth about $1134/year before signup bonuses or statement credits. Summary generated July 8, 2026. Source: https://cardcurator.ai/best-credit-card-for/marriott
- Marriott Bonvoy Brilliant: 21x and 18.9% effective return.
- At $500/month, that's about $1134/year in rewards value before bonuses.
- No separate no-fee fallback currently ranks near the top.
- Methodology uses live earn rates, annual fees, and current point valuations.
Common Questions
What is the best credit card for Marriott?
The Marriott Bonvoy Brilliant is currently the top pick for Marriott hotel stays and direct Marriott bookings, earning 21x points per dollar — an effective 18.9% return.
How many points do you earn on Marriott purchases?
The top-rated card for Marriott hotel stays and direct Marriott bookings, the Marriott Bonvoy Brilliant, earns 21x per dollar — an effective return of 18.9%.
Is there a no-annual-fee card that earns rewards on Marriott?
Most high-earn-rate cards for Marriott carry an annual fee. The options above show which fee is worth it at different spending levels.
Is a premium card worth the annual fee for Marriott spending?
The Marriott Bonvoy Brilliant ($650/yr) earns 21x on Marriott hotel stays and direct Marriott bookings. If you spend $287/month or more on marriott, the rewards offset the annual fee — before counting travel credits and other perks.
Which card earns the most if I spend $500 per month on Marriott?
Marriott Bonvoy Brilliant: $1134/yr, Capital One Venture X Rewards: $1110/yr, Citi Strata Elite: $1080/yr. The Marriott Bonvoy Brilliant earns the most at $500/month.
Do rotating category cards earn on Marriott?
Some cards — like Chase Freedom Flex and Discover it — occasionally feature marriott as a 5% bonus category for one quarter per year. Year-round, a dedicated marriott card typically outperforms rotating category cards since you can't always count on the bonus.