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CardCurator — Rewards Intelligence
Food Delivery

Best Credit Card for Food Delivery

Compare the top credit cards for DoorDash, Uber Eats, Grubhub, and food delivery apps and find which one earns the most rewards.

Food delivery apps like DoorDash, Uber Eats, and Grubhub typically code as dining or delivery, earning bonus rates on select cards. Some cards offer additional perks like free DashPass or Uber Cash credits.

Top Pick

Best Pick
Rakuten American Express® Card card art
Rakuten

Rakuten American Express® Card

10x
points per dollar
20.0%
effective return
No annual fee
annual fee

10x on Rakuten Dining

Apply Now More Info

More Good Options

  • Bilt Palladium Card card art
    Bilt Rewards
    Bilt Palladium Card
    6x
    pts/dollar
    12.0%
    return

    6x on Dining

    Learn more →
  • Citi Strata Elite card art
    Citi ThankYou Points
    Citi Strata Elite
    6x
    pts/dollar
    9.0%
    return

    6x on Restaurants (Citi Nights)

    Learn more →
  • American Express Gold Card card art
    American Express Membership Rewards
    American Express Gold Card
    4x
    pts/dollar
    8.0%
    return

    4x on Restaurants (Worldwide)

    Learn more →
  • BILL Divvy card art
    BILL Divvy
    BILL Divvy
    7x
    pts/dollar
    7.0%
    return

    7x on Restaurants

    Learn more →
Compare these 3 cards side by side

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Quick summary

A short version of the recommendation with the main numbers and fallback option.

For DoorDash, Uber Eats, Grubhub, and food delivery apps, Rakuten American Express® Card is currently our top overall pick at 10x, which works out to about 20.0% back using CardCurator's current point valuations. 10x on Rakuten Dining. At $500/month of spend, the top card is worth about $1200/year before signup bonuses or statement credits. Updated June 5, 2026. Source: https://cardcurator.ai/best-credit-card-for/food-delivery

View source data
Top card
Rakuten American Express® Card
10x · 20.0%
No-fee fallback
Rakuten American Express® Card
10x · 20.0%
  • Rakuten American Express® Card: 10x and 20.0% effective return.
  • At $500/month, that's about $1200/year in rewards value before bonuses.
  • Rakuten American Express® Card is the current no-fee fallback at 10x (20.0% effective return).
  • Methodology uses live earn rates, annual fees, and current point valuations.
Methodology Sources

Common Questions

What is the best credit card for Food Delivery?

The Rakuten American Express® Card is currently the top pick for DoorDash, Uber Eats, Grubhub, and food delivery apps, earning 10x points per dollar — an effective 20.0% return.

How many points do you earn on Food Delivery purchases?

The top-rated card for DoorDash, Uber Eats, Grubhub, and food delivery apps, the Rakuten American Express® Card, earns 10x per dollar — an effective return of 20.0%.

Is there a no-annual-fee card that earns rewards on Food Delivery?

Yes — the Rakuten American Express® Card earns 10x on DoorDash, Uber Eats, Grubhub, and food delivery apps with no annual fee (20.0% effective return).

Is a premium card worth the annual fee for Food Delivery spending?

The Bilt Palladium Card ($495/yr) earns 6x on DoorDash, Uber Eats, Grubhub, and food delivery apps. If you spend $344/month or more on food delivery, the rewards offset the annual fee — before counting travel credits and other perks.

Which card earns the most if I spend $500 per month on Food Delivery?

Rakuten American Express® Card: $1200/yr, Bilt Palladium Card: $720/yr, Citi Strata Elite: $540/yr. The Rakuten American Express® Card earns the most at $500/month.

Do rotating category cards earn on Food Delivery?

Some cards — like Chase Freedom Flex and Discover it — occasionally feature food delivery as a 5% bonus category for one quarter per year. Year-round, a dedicated food delivery card typically outperforms rotating category cards since you can't always count on the bonus.

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