Robinhood Cash
Estimated value: 1.0¢ per cash back
Robinhood Cash is the rewards program tied to the Robinhood Gold Card. Gold members earn an unlimited 3% cash back on every purchase with no category restrictions, making it one of the highest flat-rate cashback cards available. Non-Gold members earn 1.5% on all purchases. Robinhood Gold membership costs $5/month or $50/year ($4.17/month). The card itself has no annual fee and no foreign transaction fees.
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Understand how Robinhood Cash fits your rewards plan.
Use the program facts below to decide whether to earn, transfer, or simply keep this program on your shortlist.
1.0¢
per cash back (baseline)
Cash back is credited directly to your Robinhood brokerage account. You can invest it, withdraw it, or spend it. There is no portal or redemption process — cash back posts automatically to your account.
Robinhood Gold Card earning: - 3% cash back on all purchases (requires active Robinhood Gold subscription at $5/month or $50/year) - 1.5% cash back on all purchases (without Gold membership) - No category restrictions, no caps, no rotating categories Tips: - At $5/month Gold cost, you need $167/month spend ($2,000/year) at 3% to break even versus 1.5% on a no-subscription card - Pairs well as a catch-all 3% card alongside category-specific cards - No foreign transaction fees makes it useful for international travel - Cash back deposits directly into your Robinhood account